I think we all have money in exchange. And not only 1-2, but dozens of exchanges. Because each ICO is negotiating with another platform after a certain period of time. Therefore, it is useful to be very careful. I think we should use our own personal wallet as much as possible.

That is just great. That is the reason we are our own banks. We own the BTC we have and take care of it. We should always check our keys and seeds that might be taken by hackers. Be careful on putting your cryptos on exchanges since we don't really know how they are managing or planning behind those sites or apps.

I think this article speaks for itself, a big scandal like this in the stock market would have brought down a company's stock and maybe some along with it. No matter how much money was involved through that scandal it felt like Bitcoin has somewhat not shaken about it because really the crypto market have been in a similar if not the same situation a few times before. To be honest I didn't even felt Bitcoin had dropped significantly for me to have a quick move in it, I just went back online again in a few hours and I notice that BTC was climbing back up again.

Interesting theory and it is something I have heard of on multiple occasions before thanks to all the shady controversies surrounding Tether. Price manipulation will always exist no matter what if you ask me.

What we need to focus on is trying in whatever manner possible to lower the centralization aspect of the crypto ecosystem.

It is not forgetting, it is stupidity.

With MtGox we had days in advance, with Bitconnect we had days in advance, with Bitfinex we have years in advance.

If that happens then it will only be thanks to their stupidity!

A scandal that huge and we only see a 5% drop. This just shows that bitcoin has become much stronger, stable and the holder more diversified. A few years ago, if the same scandal happens, we will see a massive dump. It is different now. There is no bank run because there is no bank. Except for those who still trust centralized exchanges, most hold their bitcoin in their own wallets.

That's true, but I believe it is people who have become less compliant to negative news related to crypto. It, in turn, prevents them from selling bitcoin in a fear of losing money. Sooner or later, banks will have to deal with cryptocurrencies in order not to be thrown to the dustbin of history. Bitcoin legitimation is just a matter of time since there are already a few fintech companies in the market that are trying to tackle the problem of massive adoption through a crypto-acquiring terminals (POS). Conventional banks should think about it until it's not too late for them. Everything is good in its season.

OP is not saying that the clamp down of Bitfinex is not effecting the Bitcoin price, he is saying that people with "only access" to their private keys are unaffected, because they can still access their own coins, because they are not sharing the access with any centralized service. 

This is why a sudden "Bank run" or "Exchange run" will not affect people who are not sharing access to their private keys. A centralized service can block access to people's accounts in times of panic, but this cannot happen if you own and manage your own private keys. 

Everyone who trade, invest and to make profit does have money in exchange. You're defining the IEOs here which would really require the platform itself and as much as possible you should stop investing with any of them, ICO or IEO.

And as for your wallet, you should hold the keys no matter what. Don't entrust large fund to any exchange whether they are reputable and running as long as you don't hold your private keys, your money isn't in your hands.

i honestly wouldn't call it "stupidity" (apart from the bitconnect thing which wasn't an exchange). i call it lack of other better options. and that is the case for everyone who trades on these exchanges. they don't have anywhere else to go, others are just as bad if not worse so they remain where they are even when there is red flags since there are red flags there most of the times.