Did anyone here use the Bitrefill credit card yet?

I have been using Bitrefills gift cards quite frequently in the past, but haven't touched the credit card so far.



Source: https://www.bitrefill.com/card/?hl=en

I quickly compared the card to other existing ones (Crypto.com CC etc.) and Bitrefills card looks worse because of the 1.99% deposit fee. Anything else I am missing?

(If there is a dedicated discussion on Bitrefills cc in a different thread, please let me know).

Yep, I have used Crypto.com's card in the past and if you don't pay attention you get rekt on fees (or the hidden spread the platform owners don't talk about!). However, there is a workaround, to reduce the fees by a lot:

1. Deposit BTC or any other crypto to your Crypto.com App
2. Transfer the funds from the Crypto.com App to the Crypto.com Exchange App
3. Use the orderbook, place a maker order and get filled for almost no fees
4. Transfer the FIAT from the Exchange App to your Crypto.com card for no fees

I agree but Bitrefill is reputed for using a fair rate for the purchases of its gift cards. It doesn't mean they're doing the same with their credit card but each time I've checked for gift cards purchases, it was the current price of BTC on the exchanges that had been used for the conversion. It's not the same for all gift card providers, for example when I've checked in the past, Cryptorefills was using lower rates.