It is quite hard to use Bitcoin for daily living but I do use it whenever there is an opportunity like buying items in an online shop where they accept BTC,  subscribing to services and pay with BTC.  Using third party apps that promotes Bitcoin usage to pay for Bills, other than that I use fiat currency because using BTC can't be applied.

https://bitpay.com/card/resources/Fees.pdf
Not so bad but they will never be able to compete with my card from a traditional bank, zero monthly fees, zero fees on ATM withdrawal, zero almost everything apart from 1 euro monthly mobile banking.
Also, I have a Wirex card, works ok but the exchange rate is a bit so and so and don't try to use it outside the eurozone, the conversion rates are overkill and most important, never ever try to use an ATM outside the euro area if you have a euro card, I paid almost 10% once and I'll never experiment with it again.

But no, using a card that converts bitcoin to euro or usd and then you pay via Visa it's not paying with bitcoins, you can claim that you pay with old because you've sold some jewelry at a pawn shop, then loaded your card with those funds and then made a purchase.

Bitcoin has been part of my daily living though in my country only few know about this crypto. But bitcoin has a big help because I can use it in paying bills and purchase goods. And some of my btc I hold for long term which I believe I can earn profit.

There isn't any single place in my country where I can use cryptocurrency. So I can say with confidence that I can't live on CC but on fiat. I am sure my country is not alone on the list, there are many more such places. With fiat even a small kid can buy things and have a living but with BTC only experts can buy or sell.

I only use bitcoin if needed because I prioritize my future assets and make savings.
and other reasons because in my country of residence there are no services or payments using bitcoin, and if I want to use bitcoin for any payment I have to exchange bitcoin to become fiat.

For alternative crypto debit cards you could look at coinbase and wirex,
I created a thread comparing the fees for both > https://bt.irlbtc.com/view/5215053.msg53526840#msg53526840

Up and coming bank activity from Europe might bring more of this sort
of service as they now have a green light to deal in Crypto according to
this article > https://www.coindesk.com/german-banks-allowed-to-sell-and-custody-crypto-assets-from-2020-report

I only use bitcoin when necessary but if its just a normal transactions then i will use fiat money but will still depend on the situation. Many are still afraid to use this because of volatility and the price fluctuations. Bitcoin is still not accepted in all physical store in my place so I have no choice but to transact online, hoping for merchants to initiate and accept bitcoin in my country.

We are on the same boat right now. Bitcoin has very limited acceptance in my country as well and it would cost you much just to intentionally go to the physical stores that accept Bitcoin. Normally, the Bitcoin transactions I am involved are online transactions. It is good enough like this but there is still much room for growth.

Using bitcoin in daily lives? Nah, I am struggling with the high fees and regret to use my btc when the price is at it's peak. Though i did not use it in daily basis but I spend it some time in gas stations and bills payment. It's a good feeling to use btc as it's real purpose.  Just like others here stating, not all do accept bitcoin payments. The adoption is not enough because of lack of awareness, so it is really hard to make it happen.