If you will die unexpectedly then your assets or your bitcoin holding will surely to be lost especially if no one besides you knows your private keys or your login credentials if you are using an exchange as your means of storage.
The bitcoin will not be lost as it will not be burned even if it will not be used for many years so basically your bitcoin will remain stagnant in that wallet if you will die not unless there are hackers or an intervention to the wallet owners like they will confiscate your assets as they notice that you are not using it for a very long time already but this case is very rare to happen.
Using an exchange to make it as a primary or main storage of your coins is a quite dumb thing to be done on someone unless if you are an active trader which do make trades
and then you suddenly passed away then that would really be a problem if you havent tell them about your possesion.
When it comes to this situation then its always been ideal if you do at least tell, one member of your family which is most likely your wife about your holdings.
Nothing is assured on this life when it comes for us to die unexpectedly.If you do mind on passing up those coins as inheritance then its a must
thing to share up those keys but there are men who cant just afford to share up their keys to their wives while they are still alive.
I can relate to this on which it isnt really time for me to tell my private keys when it comes to my bitcoin holdings because chances that it would really be converted or cashed out will be high when my wife does really need some money and if she knows that if i do save up something in crypto then no doubt it would really be used for those kind of purposes thats why i havent told her about my holdings or savings but i made out some
instructions and guidelines on where my coins had been stored and steps that should do for them to able to get those coins and wont really be locked forever.
Its true that we wont know on what would happen tomorror, neither we do passed away and its much better to pass those coins rather than on losing it on void forever.
