It is interesting to discuss HODL in 2020, why is that? because the covid-19 pandemic provides opportunities for new investors to know how bitcoin works and is useful, of course this is a positive side to see at the end of 2020 bitcoin gets a new ATH.

I think it would be better if you buy at a year-end to early-year discount for bitcoin, given that there was a little polemic that happened to the SEC yesterday I think it will also have an impact on bitcoin.

Holding is always the recommended thing to do if you don't face any serious problem that requires you to sell your bitcoins. As for my situation during this year, I had to let go some of my bitcoins and sell it half of its price today. I don't regret it although sometimes my emotional thinking makes me regret it. But that's it, I'm in profit when I've sold but it would be greater if I've got to sell it during this $20kish times. But that's it, it's too late for me to think of it already and I've spent the profit correctly that I took which helped me to avoid further bad circumstances and financial problem and matters.

I just caught myself with a thought, that I still havent decided what must be Bitcoins price that will made me sell it. In spring I thought that $10,000 is enough, but now I see its potential to growth and consider keeping it. The only reason I would sell Bitcoin (perhaps at any price) is an urgent need in fiat. Like situation that you need money right here, right now. Situation that money can really impact on my future life, and a situation when I'm in a need of a new car, house, mobile or pc.

Yes, sometimes we need to spend Bitcoin for urgent things. In this situation, we don't need to hold all our Bitcoin, there should be some for selling. No need to keep holding if it is for urgent things. I also did the same thing as you, buddy. For me, Bitcoin is my asset that should help me in any situation. What for the assets if it cannot help once we need it.

Well, it all depends on what you want to do with your Bitcoin holdings. I'd advise anyone to "hodl" Bitcoin during a bull market as it experiences new All-time-highs in price. But not everyone is capable of doing this. If you need the money to survive, then you're better off selling than "hodling" for the long term. Bitcoin's price volatility could make you lose an opportunity of a lifetime for profit if you don't act quickly. You could sell a portion of your Bitcoin for cash, while keeping the rest as a long-term investment.

Whatever you do with your Bitcoin, it's entirely up to you. These pandemic times have brought the mainstream economy to its knees like never before. It's benefiting the decentralized economy, as people are realizing the true benefits of crypto/Blockchain tech. With Bitcoin being considered by many as "digital Gold", it may only go up in price with every halving event. I'm still "hodling" Bitcoin and will not sell until it gets past $50k.

In the future, the price of bitcoin will only grow, so if there is no need to spend bitcoins for life now, then just hold them and wait a few more years. They can turn into a whole fortune, and what today does not seem like a big money in the future will be able to provide you and your family for many years.

Yes. It's best to "hodl" some Bitcoin for the long term, instead of selling everything for cash. Otherwise, you'll lose an opportunity of a lifetime to gain more profit. As long as you make more money than what was initially invested, you'll have nothing to worry about. It's all a matter of having self-control over your finances in order to stay ahead of the game. Bitcoin is one of the most volatile assets in the world, making you either poor or rich in an instant. That's why it's always important to buy when prices are going low, and sell when they're high to help secure your investment.

Nonetheless, it seems to me that pandemic times are much more beneficial to the decentralized economy than anything else. People resort to Bitcoin as a sort of safe-haven asset just like Gold. If demand continues to soar, prices could go all the way to the moon in the future. We're already experiencing the effects of a bull market run because of the pandemic. $50K per Bitcoin could become a reality soon as governments print more money to try to save the mainstream economy. Inflation of national currencies (Fiat) will make Bitcoin stronger than ever as its "hodlers" gain higher purchasing power. Spending or "hodling" your Bitcoin now will be a decision that will lie in yourself. No one can force you to do anything thanks to the decentralized nature of crypto/Blockchain tech. Just my opinion

Maybe each person will have different strategy, it's depend on the each capabilities and necessities. For me when the price still rising while it reach highest record then this is the time to becarefull and keep an eye on news that related to cryptocurrency if there are still many good news then hold. Actually I only buy bitcoin when it  price fall so I always in good position. Many people sold their bitcoin when the price fall but I think it is not a good decision except they make sure that they still get profit. my decision regardless Covid19 condition.

if he believes it will certainly be done wholeheartedly, but it is not easy to give up assets for something in the form of crypto, which is quite unstable. even though currently prices are high and there is a tendency to increase again.
but if you do not have high self-confidence about crypto then it is too risky, what is good is to exchange you altcoins and change to potential bitcoins or altcoins. because the risk that will occur will not make us lose big because the assets have been lost.

The ever-rising prices of Bitcoin, encourages me to buy and "hodl" more coins for the long term. It would be unwise to sell Bitcoin now, as you could miss an opportunity of making bigger profits in the short term. With Bitcoin hitting $50k for the first time, there's a strong reason to "hodl" it for the next surge in price. Who knows if the year ends with Bitcoin being worth $100k per coin? It seems to me that the COVID-19 pandemic is benefitting the decentralized economy, while the mainstream economy continues to sink deeper. The longer it takes for the COVID-19 outbreak to disappear, the better it'll be for Bitcoin and other cryptocurrencies on the market.

Nonetheless, spending or "hodling" Bitcoin depends entirely on your current financial situation. If you desperately need the money, then it's advised that you sell your Bitcoin before it's too late. The volatile nature of Bitcoin could leave you either poor or rich in an instant. It's always important to secure profits whenever possible by buying low and selling high. As long as you do that, you'll remain financially stable for years on end. Just my thoughts