Some people do not know what money is, and they will speak about money. Bitcoin is an asset and also money, but not a currency because it is not physical but a cryptocurrency.

A currerency is just a physical representation of of money, of which currency itself is not having an intrinsic value, it is money that have instric value which is the worth and value in money. Example of a currerency are paper fiat, that is just paper while fiat can exist in another form that is not paper, but what makes fiat valuable is the money in it. For example, the federal government of a country can print out new paper notes completely different from the old ones, and burn the old ones telling people not to spend the old ones again and certain time, if the time not to spend the old paper note has passed, can the paper note sti be used? No, it can not be use. So, paper note Ms are currerencies, they have no value, it is the money in them that has value.

But about bitcoin, it has value in its entirety, it is not a currerency because it has value in its entirety, that is why it is only regarded as cryptocurrency which also has a meaning which is not what I will write about in this post, but also a money and an asset. Bitcoin is an asset because it is a deflationary money and cryptocurrencies or digital currency. Also it is money because its has intrinsic value. Only what we are expecting now is for bitcoin to go mainstream and be used more for buying and selling.

As far as the laymen knows about crypto, it is a currency. For me, digital currencies are not necessarily money nor the other way around because it generalizes the cryptocurrency as a whole. For me bitcoin is not money because there is a limit in supply which can't cater a large population if mass adoption ever happens. On the other hand, your money on Paypal can be called a digital currency because you are not holding any fiat or to go so far credit cards. The poll is more of a generalized if I may say.

If they wanted to attack cryptocurrencies, they would have indeed said "cryptocurrency" instead of "digital currency". I think it's more likely that they are testing the waters for their own stablecoin or digital currency, rather than trying to cast doubt on crypto.

Maybe IMF wants to have such system to better control how the countries that receive funding from them.