At this point I don't know what is more risky: a bearish crypto market or fiat currencies melting purchasing power each new week you go to the supermarket. Personally I'm entirely into crypto and more specifically bitcoin, with the exception of the money I need for daily expenses, so I believe to have more than 90% in btc and less than 10% in fiat. If it's safe or not only time will tell. Life is full of uncertainties and sometimes you are surprised when you least expected in a negative or positive way. I hope to be surprised positively on this matter, with the permission of God, as soon as this bearish market is over.

I mean, at least from bitcoin you can expect something futurely, while the same can't be said regards fiat.

I'd recommend keeping 90% BTC and 10% FIAT. There is really nothing worse than FIAT, even gold and silver are better. FIAT is what makes bankers happy and people miserable.

As someone who has witnessed a rise in price of bitcoin after a long bear market in the past, I decided to take advantage of  this bear season to buy more bitcoin with 60% of my savings then 40% of my savings is in fiat because fiat is mostly accepted in my region.
Am even thinking of adding my bitcoin to 70% since am holding for long period depending on when the bull run will begin as I can't continue to hold fiat that keeps depreciating everyday irrespective of the fact that the government is backing the use of it.

Do you recommend this as a general rule for investors in bitcoin?
Someone who had 90% of their worth in bitcoin before the market recent crash from the ATH would have lost over 60% of the value in a year, which could lead to serious financial crisis, especially if it is for a pressing need. Fiat losses its value as well, but bitcoin is much more volatile.

I will recommend a more reserved amount of about 20-25% in bitcoin and an average of another 35-40% in other investments, and the rest in fiat.

- Jay -

You're not being encouraged by anyone! You do what you want.

What if Bitcoin was land and you bought it because you liked where it lies and thought holding it might be good for the future. Then suddenly some people came to you saying they'd buy it for half the price you paid for it because apparently the market price went down. Would you sell it to them? I sure wouldn't.

The thing with investment is that you must have some money to live on and some that you invest. If you feel bad because the market is down and you still have enough money, step away from it. Do something you like, have some fun, come back in 6 months to check how things are.

I currently hold more bitcoins than I had in November 2021 and whether I get a $100 or 2 from a signature campaign I add it to my portfolio. I've been doing the same thing in 2018 and 2019.

Bear markets are better time for holding bitcoin than bull markets. In a bull market you should be selling and buying in a bear market. Unfortunately most people do the opposite which is why the world is full of poor people.

The bear market is for bitcoin, not bitcoin and fiat together, fiat currencies experience inflation, which has always been a problem for fiat holders.

100% of your money is safe in bitcoin in any market, bull or bear, if you the owner keeps it safe, you asked if it is safe, so that is the answer, bitcoin will not dump until it is no more, like altcoins do, the winter period may not be a good time for bitcoin holders, but the fall is only transient and the price will correct in the long run.

Despite the fact that your money is 100% safe in bitcoin, you should not invest 100% of your money in it, that is investing more than you can afford to lose, choose an amount that suits you, one that wouldn't need you to go back to your portfolio to withdraw out of it because you are now broke in real life and need some money. But as for the safety of your money, if you don't make any errors, it is certain.

I still hold the old thought that 1 BTC = 1 BTC, so I almost completely keep my money in BTC and other altcoins and maybe only leave 10% for fiat money and even then to buy back when the price drops again, taking as much as possible when the market is bear it is the best way to invest in crypto and earn huge profits in the long run

After selling your assets including BTC in the start of bear market, that's all it is. No matter how much are those you will need to live with it and start budgeting til the bullrun is back again. The cost of living today is just too high because of the inflation, a reason for some staked their stablecoin on Terra

If you have a job, you don't need to spend a huge chunk of the profit and you can use the funds frugally in order to buy more coins when prices bottomed.

maybe, that idea is fine if you are already in the crypto market and have seen a lot of ups and downs in this market. but for people who are outside this market, or those people who don't know how crypto works, i am certain, they will prefer to store their extra funds in fiat or in other tangible assets like gold or real-estate properties. but i can understand if the sentiments here is to store their funds in btc if the user is very familiar with btc market. because at least they know the possible repercussions of being heavily invested in crypto.