1. Your bitcoin is right inside your pocket with your devices, no need to loby to get paid
2. You don't need to submit application, retirement documents
3. Bitcoin has no waiting season, anytime is your money
4. You don't need to struggle, fight and loby to process your retirement documents
5. When you WILLS or share your bitcoin to your children nobody will hear it
6. Nobody will threatens or charm you for receiving retirement benefits from bitcoin since is not physical cash.
7. You decided when and how to withdraw or keep it your choice.
By retirement benefits I mean when you're aged enough and you're no longer into bitcoin trading or investing more but you've enough bitcoin to withdraw and share, built family house, business and trains children. That's show you retired great.
I agree with your idea, I am building myself my retirement savings plan in BTC month after month and I believe deeply in the potential of BTC in the very long term.
I agree with almost all of the points you made, but we shouldn't focus solely on the positive aspects of BTC for a retirement plan.
It is true that no one will know about a potential inheritance, it is true that the documents and paperwork required to justify a pension are exhausting. But BTC also has potential disadvantages for a pension plan, such as:
- in some countries it may be extremely taxed, and if you can't pay things directly in BTC, the taxes can be painful
- PoW coins could be banned because of stupid pro-environmental ecological laws (like what is coming with the MiCA law in the EU)
- even if I am confident about the very long term, the value of BTC fluctuates and this could cause problems and unforeseen events at unpredictable moments
But as said, I am globally as convinced as you are of the advantages of Bitcoin for the construction of a savings plan for my old age, I just think that it is necessary to remain objective on the qualities and drawbacks of such a plan