Bitcoin is not an investment to trust with loaned money. It'll put you under pressure, which may affect your blood pressure because it's not under your control. I'd say that you invest gradually what you've got, investing 90k on bitcoin is great, but when market price drops it'll affect your investment drastically just like you'll earn if it pumps. It's a top investment risk and that's not acceptable to place yourself on such a situation. I've read in the past about a person that lost lots of money after loaning money to trade bitcoin and lost everything, including his house and wife's money. If the money is for hodling for a longer period, it'll be better, but the lender may need their funds within 6 months or a year and bitcoin doesn't skyrocket in a way that can be predicted. Op invest the spare cash you've got.

If I were you, I will never include this plan t my  life.
You may hear may sucessful stories about investing in Bitcoin and gaining so much money fro it after halving and bullish era. But, do you hear also about sad stories of how any people being stressfull because they are failed in thi investment and couldn't pay the loan?

In crypto investment, there is always a wise word " invest only amount that you ca afford to loose"
This is deep enough.

Thee are probabilities to gain big profits during bullish era after hvong, but this doesn't guarantee because there are many complex factors that may ibfluene, including your ways in securing the wallets, your patience, mental preparation, market sudden changes, and others.

But this is only words from me.
Your decision is all yours.

I believe op is bluffing and probably just wants to start a new topic, it is not even about taking a loan in op's case, it is about them not knowing enough about BTC, and you can easily know that from their post history. If you are going to put in $90k into anything, you should know and understand a lot about it, what OP says about BTC or the halving is so wrong, and i would call this proposal a bluff.

A loan may not be the best way to invest in BTC, but the risk is better taken by someone who understands BTC so well, but when a novice who doesn't even know the best wallet to use thinks about taking a loan to invest in BTC, they are making a big mistake because they may even lose the BTC they borrowed to scammers.

You claim to be a good planner but in this case you’ve missed a step, by trying to get a loan to invest in bitcoin is totally not advisable and it could ruin your financial stability instead of lifting you up if anything goes in contradiction to what you’ve planned out prior to the investment. If you’ve been going through this forum well, you would have seen the advise countless time to not invest through loans as its advantages is always disastrous to bear with. Don’t use borrowed money to invest or the money you can’t afford to lose or all of your savings into cryptocurrency.


This is awesome because you’ve set out and planned everything well and you believe it will work in your favor since bitcoin has never disappointed before. But what if there’s a delay and something happens in the market that won’t make you achieve your target goal on time, will the loan be kept pending until it is achieved? Won’t the deadline for the loan approach and you’ll be compelled to sell your bitcoin at loss to get pay back the loan? Think again before taken loan to invest in crypto.

should avoid loans, just invest with your savings, because we don't know what will happen next whether the halving will occur in 2024 or it will miss, I'm afraid.
understand that everything will not go smoothly as expected, instead you want to get a profit, but in the end, the profit you get is only to pay the interest on your loan

I definitely agree with you.

It actually applies to almost everything in cryptocurrencies- taking out a loan for investment or gambling is a very risky move that has more chances of you failing at the end. Even with the success of BTC investors during halving, one should never take a loan against an activity or investment with no absolute outcome.

My recommendation would be to invest your savings and the amount that you can lose at the same time. Treat any investment as money that can potentially be lost in the process.

Bitcoin halving can be said to be around the corner and many are mentioning it in 2024.
indeed we have to prepare funds for those who are interested in investing in btc and indeed now is the right time to collect bitcoins because the price is still relatively cheap.

but in my opinion it would be better if you buy btc not using money from the loan because in my opinion investing in btc from the loan will usually make you feel uncomfortable, the point is that it interferes fundamentally, unless you are ready to take risks.

It is better not to take a loan to invest in Bitcoin because it is risky. We know that the price of Bitcoin goes up and down and when it goes down, we also don't know if the price will keep going down or if it's just a correction.

You should think about it first and don't rush into deciding because your plan to take out a loan uses a lot of money. Many people just take a loan but don't know if they can repay it.

But if you really can repay the loan, you can try to calculate how many years and how much money you want to borrow. Adjust it to your salary or income so it won't be difficult for you.

This is really not good move. If you are sure that you can gain profits from the bitcoin halving event then go for it. But even the greatest professional cant predict if bitcoin could do goof after halving. Yes there were historical results but its bot guaranteed and you want to loan for the investment money youll gonna make. How about use only your afford to lose money and gamble it with bitcoin without affecting your life savings. Man thats gonna do bad consequence if not aligned with the good market conditions.

If you can quickly collect $90,000 I also hope you understand the basic rules:
1. Bitcoin's price doesn't grow immediately after halving and its price won't dramatically increase like in 2017 because it's already pretty high.
2. When you take a loan, be sure that in case things don't go as planned, you will still be able to repay it and won't ruin your life.
3. Not your keys, not your coins! Don't leave your coins on exchanges for a long time.

By the way, if you don't risk the unusual, you will not get a significant reward.