Absolutely. We have different sources of income and the total amount we gained from it so if you are considering DCA strategy, then do it with your spare cash that you can easily afford to lose. If you are a big earner in your community, then your allocation for bitcoin might also be higher than those who are earning an average amount. But that does not matter as what only matters most is the consistency of doing your DCA until you reach your desired amount of bitcoin.

You are one of the rare people who say you don't have a card or any bank account unless you share an account with your wife or relative. Do you have an outside job? Since very few companies pay in cash these days, most will transfer a fixed monthly amount. But even if you don't use the card, what does that have to do with your savings? I have several bank accounts but I have no trouble saving. Furthermore, how can you preserve your assets when you have a large amount of money without a bank account?

When it comes to saving money each month I try to take away 10% of my salary at the beginning of each month. Like that I can ensure to increase my investments every month before using money for unnecessary purchase. I still try to reduce my expenses each month to find additional money to use for my investment. So the 10% is the lowest amount I save each month, on top of that comes any money that I didn't spend the previous month. On average I think that I save 15% of my salary. Most of my money goes down for fixed costs like rent, utilities and food. Saving expenses usually comes from not eating outside that much and find some business to increase income. I usually try to sell every month a few older things on ebay to get more money for investing. Financial risk doesn't really concern me in the regard that I would save less or more money each month. My main approach to buying crypto currencies is the DCA method where I buy every month new coins and don't really care about the current price. As long as my portfolio is growing and I have a cheap average purchase everything is okay.

The thing is, most of the money I make from my business will be reinvested into that business to maximize the profit. I need very little to live my daily life. And the amount I hold in crypto assets is most likely my savings. I use some from it every now and then but as that is not a huge amount, any kind of market volatility will not affect my savings. I only keep BTC because that's the one I trust the most. And some extra stable coins that I can sell and use. But the majority of my coin is Bitcoin. I do DCA to accumulate Bitcoin so I am safe here too and my goal is long-term.

And that's all. That's how it goes for me. Every person has their own way of doing things. For me, it's hand cash that helps me to save and not the cards. It is quite the opposite for you. So all I can say is, do whatever fits you the best. As long as it's good for you, you can stick to it.

It is like a story that I'm about to tell now. So there was this cat living in a house. Quite healthy and playful. He was catching every rat in the house and living happily with its owner. So the rats became annoyed and were trying to find a way to stop the cat. Finally, those rats came up with a plan. As the cat was very healthy and playful, it was able to catch those rats quite easily. So those rats made a plan to feed the cat a lot and make it fat. And so they did. Now the cat would only sit around and sleep all day because it was unable to move freely and catch those rats.

Now imagine that food as the loan that you get from the banks or cards. You are the cat and those rats are banks or cards. They feed you in more easier way so that you can become fat and those banks can take advantage of it. That's how dangerous loans are. You won't realize that before it's all gone.

I didn't really intend to do a DCA, but I'm hoping to hold my signature campaign earnings until at least the new ath (if that happens at all). Since pay-out rates are set in USD (and paid in btc) this is essentially no different than doiing DCA.

Coming up with a proper methodology is not an easy task and would largely depend on your goals. i.e. if your goal is to earn as much as possible on the next bull-run - just put in it as much as you can afford. But if your goal is to hit a specific amount of profit, then it gets complicated and would require you to assess what the realistic expected peak price is, and estimate the timing and the pace of price-growth till we get there. From that, you'd have to calculate the size of regular payments.

In my case it's just 20% or less.
I have 80% of my liquid assets in bitcoin 2% in cash and 18% on a bank account.
I don't DCA a lot, just the money I earn from the forum which is roughly 20% of my total monthly income, so I use the rest to pay my bills and get food on the table and hold my bitcoin.
If we don't go to a new ATH in the next 2 years, it's still fine as I was planning to drain my bank account anyway and go cash and bitcoin only.


Does this mean you have 100% of your income allocated into DCA? How do you pay your bills?

This will depend on each individual and in my opinion the amount we can afford is the most reasonable amount, without having to force ourselves to always do the DCA. And sometimes this amount is not the same every month, because sometimes our financial conditions and needs may be different each month. Here, for me personally, the rate is usually between 10% - 30%. However, sometimes in one month I don't do DCA at all because it is an urgent need and I have to prioritize these expenses rather than forcing myself to increase my accumulated investment. And from that percentage, don't think it's a big number. It's a small amount, but for me it's quite satisfying. especially if you can be consistent every month even though this is not easy. What is certain is, don't let us push ourselves too hard with this because this can put more pressure on us.

I'm not sure about it.
Because of this, sometimes it is not certain how much and when.
but at least, I often continue to hold the BTC that I received from this signature campaign payment. Although it's not always 100% because sometimes I also need cash suddenly and urgently, to avoid various debts, it would be better to take profits from the BTC that I have at a small percentage. Luckily, up to now, there is nothing too urgent that I need a large amount of, so I still have the opportunity to hold again. However, I fully understand the various risks that may occur in the future. But what is certain is that DCA is the best way. If we have truly free cash, depositing it and then investing it in Bitcoin is the main thing I need to do to prepare for the bullish era. This is one way I save, in a very simple sense.

After getting married and having one child who is almost two years old, around 40% of my income is used for investment or savings in Bitcoin, I have weekly income trough forum and trading in cryptocurrency another passive income although not consistency every day due have on floating position right now after my portfolio altcoin assets price drop. Its not easy how to manage well my income actually after married and have children, for all of you still single manage well your income and put more than 80% for saving or accumulating bitcoin as long as you don't have dependents.

Difference cases later when having family and need extra outcome for your daily needed until allocated fund for healthy care to your wife and your children. Current now almost 60% of my assets in cryptocurrency as long term investment, have balance for spending fund as investment assets and holding assets in the bank.