I worked for this company for from July, 2014 to October 2017 when I left the company to start up my won business, so, I worked with this company for 3 years plus. When I left the company, my pension balance was around 99,000 Nigerian naira (which is equivalent to approximately $99 using today's NGN/USD exchange rate).
It will be worthy to note that back then in 2014 through 2017, a dollar to naira was between 150 Nigeria naira to 300 Nigerian naira, but today, a dollar to naira is a little above 1000 Nigerian naira.
Saving money in banks has always been an indirect way of enriching these banks with our hard earn money while we receive a penny, and so will this method continue until people wise up knowing that banks is the worst place to add value to our funds, because imagine just only have your pension paid in dollar, your money would have gotten more value than it is today, not to talk about had it been invested in Bitcoin, as you probably would have made a fortune off your pension savings.
Because imagine if only had your entire 99,000 Nigerian naira converted into dollar back then in 2017 when the rate of dollar was still at $1/#150 Nigerian naira, it would have give you 99,000/150 = 660 (i.e $660, which is equivalent to 660,000 Nigerian naira, instead of 99,000).
Hence, if you live in a developing country, it's far better to save funds in either Bitcoin or stable coins such as USDT
