Each option has its advantages and it is not possible to create a perfect currency, right? Probably the biggest advantage of the FIAT (and disadvantage of Bitcoin) method is the offline method.
The advantage of Bitcoin by cheap transactions seems to be starting to lose its importance with the arrival of these BRC tokens.

Banks aren't the safest, of course. The advantage, however, is that accountability and responsibility are on them. The money kept in banks are insured up to a certain amount.

In Bitcoin, on the other hand, accountability and responsibility are on the owner. That's what freedom is all about. With full control comes full responsibility. That's what being your own bank means.

Now, it's up to everybody to choose. However, this is just one facet of the story. The list of pros and cons of both banks and Bitcoin is quite long. In totality, however, Bitcoin is a world better than banks.

This is probably because banks in the coming days are going to accept BTC in the user's account and those who believe banks are better, will be doomed. Banks today are failing and FDIC will give back $250.000 only while BTC will be more than that amount in the future. 

So this advert tells banks they are safer and is only for those who are not aware of what they have done before. If they can freeze funds today for whatever reason like political views, they can also do it when they already have your BTC. BTC in the bank means you don't hold your keys.

It is important for Bitcoin holders to understand that the Bitcoin system is not at fault if they lose access to their Bitcoin wallet. Instead, the responsibility rests solely with the owner of the Bitcoins. It is crucial to take all necessary precautions to safeguard access to Bitcoins, such as storing them in a secure wallet and keeping private keys safe. While it is true that losing access to Bitcoins can be a frustrating experience, it is not a disadvantage to Bitcoin.

Just try to independently secure your assets ...it's not a scary idea for me, considering I've experienced losing a chunk of my crypto assets in a wallet I secured on my own. The amount was quite big, but I didn't drown in sorrow. I recognized the risks, so I let go of those coins without considering it a fatal mistake...it's just part of my journey, nothing more.

Instead of parking money in banking platforms that end up using our funds for their own gains without giving us significant benefits, it's better to stash it independently in the form of BTC, which I trust as a hedge asset. Totally, everyone's got their own take on this, and personally, I'm all about having full control. Start small, like with our own assets. At least, it'll make a difference in gauging our ability to keep things in check.

Moreover, there are plenty of folks in this forum sharing tutorials on securing our wallets. Here's a link you can check out to learn how to secure your Bitcoin wallet, including encryption:
https://bt.irlbtc.com/view/5130103.0

First of all, if you lose your keys and can't access your wallet, whose fault is it? Bitcoin or you? If it's your fault, you can't say it's a disadvantage of bitcoin. Everything is proportional to each other, bitcoin gives us privacy, gives us full control over our assets, we need to be more responsible with our assets. So I don't think having full control over your assets is a disadvantage.

But each person has a different way of thinking, if you are not confident in yourself, you can ask for help from a third party, such as a bank. But then you won't have privacy or full control over your assets. The choice is yours, you can't ask for something perfect that can give you absolute privacy and security, but you won't spend too much time and effort to protect it.

When you say this is OP, is this showing that you are also skeptical of Bitcoin? That's what you want to convey here to the forum members. If you have doubts about Bitcoin, there is no problem. Yes, it is true that there is still risk here because it is a volatile asset.

But in spite of all that this is the condition of Bitcoin, it still remains attractive to the majority of investors who have bought it and even to large companies and companies around the world. Why? That is still due to the usage and its decentralized nature, and this is the truth there.

It is not, absolutely not, I don't know a thing about the monetary policy of the country you from, but over here, people still lose the money they entrusted the banks, other trusted financial institutions to hold for them, and after back and forth dragging, going to court if the amount involved is huge, the person still end up not getting his lost money back, some do get it back if they are lucky by the court standing up for them, but for those who can not afford or know the process involved in court dealings, they end up losing their money with no means of questioning the bank.

My mother inlaw saved a good amount of money in one of our local banks here, for good five years, she never checked, after five years, she decided to go and withdraw the money since she needed it to sort out urgent matters, behold, when she went to the bank, she was told that her account was empty, she was surprised and asked them how did over $300 worth in our local currency she kept in her account disappear, this happened in 2020 and till today, this bank can not explain to my mother inlaw how her money disappeared from her account, and neither has they refunded her..

Unfortunately for her and fortunate for the bank, she's is not entirely educated, and because of this, she doesn't know how to use the law enforcement to threaten the bank to refund her her money.

So, coming back to bitcoin, the possibility of one losing access to his or her wallet through misplacement of the private key or seed phrase is not entirely a disadvantage, for people can lose their money even in traditional banking institutions.

A disadvantage is something that there is no solution to, here in bitcoin, there is a solution to prevent such from happening, and that is, to learn how to keep your wallet information safe and secure, and where you alone can easily access it, if one adhere to this, he or she may never get experience what it feels like to lose bitcoin out of misplaced private keys or seed phrase.

Actually, it is those who lose access to their wallets who will lose out because they cannot take care of their wallets. They will lose their Bitcoins, but if they still keep a record of their private keys or something related to them, they can still access the wallet.

If people still stick to traditional systems, it is because they want to avoid the hassle of losing their money. Their money will remain safe in banks, even government banks. They can ask for their money back if something bad happens because the government provides support to their bank.

Meanwhile, if they keep their Bitcoins in a wallet, they have to look after them themselves. They will be their own bank for the Bitcoin they own. Owning Bitcoin is actually learning to be responsible for our assets. Satoshi Nakamoto taught us to be independent in taking care of our Bitcoins. No one knows how many Bitcoins we have in our cold wallet.