Having 4 BTC at 20 years old is amazing, and my question is where did your friend get it?
You should ask your friend, what is your friend's purpose for having that much Bitcoin and I'm sure your friend must have knowledge and understanding about Bitcoin because to get that much Bitcoin it takes quite a long time. Unless he is a rich man who can buy Bitcoin at any price beforehand.
And my advice, because it is still 20 years old, which in my opinion is still very young, it is better to continue holding it and also accumulating it. Because in the future the price of Bitcoin will be much higher and it also has many benefits that will make his life peaceful and calm with his new family.
My friend has accumulated Bitcoin over the last few years and stacked it accordingly hard
Yes, my friend actually has knowledge about Bitcoin as do I.
Only I don't have that many BTC :-)
I think your last two sentences are actually true in life and I think that's the whole point.
He's "only" in his early 20s and you just feel like you're missing out on life and have to experience everything at the same time and so on.
It's like that feeling of FOMO just in life and when you have that amount of money in the back of your mind it's very tempting to sell.
But I think continuing to HODL Bitcoin over the coming years will probably be the best decision ever for his Lifetime.
Thank you for the interaction!