Strategically, if seen, then Themos will be the wisest person. But I would go with Mr. Bob. I know the capabilities of Bitcoins, and I have seen Bitcoins growing from 500$ to 70,000$. Hence, I always think that bitcoins will keep on going up due to their fixed supply. So I would like to invest all of the funds at the moment to buy and hold the coins. I am sure that in the long term, if this pace is maintained by Bitcoins, then I will have more than sufficient money. But currently, as I don’t have a lump sum amount of money, I myself DCAing.