I spend my Bitcoin holdings whenever necessary, both in real life and online. Currently, I am building my dream house through my bitcoin and cryptocurrency earnings. So to cover expenses for my housework, I have to sell my bitcoin. It doesn't matter what the price is when I am selling, but I need to cover the cost. I don't feel bad even if the price of Bitcoin rises after I sell it. I believe in Bitcoin for life, not for a lifetime. We are earning money to live a good life, so I have to spend it when necessary.
I love your ideology of money and how to spend it. When you suffer and have money, you should be able to use the money you suffered for to solve problems. I have read some stories even here in BTT where a very close relative of someone is critically down in the hospital and then he returned to the forum to ask if it is right to sell his bitcoin to pay for hospital bills.
You spend your bitcoin to build your dream house, you have nothing to regret in the future even if bitcoin gets to $100. There are people who check their old wallets and gets disappointed how much bitcoin they spent in the past, they call it waste. They forgot that as at the time they sold the bitcoin it solved their problems then.