Own Bitcoin private keys and have your own bank.
Not your keys, not your bitcoins.

By that, who needs your custodian Bitcoin bank as they will not have keys, not have coins?

They can store their bitcoin by themselves, being non-custodian without any service fee, and without KYC.

Why KYC is extremely dangerous - and useless

Waiting three months for withdrawal, damn no one will use your service.

Being non custodian, people can send their bitcoin permissionless and don't have to wait 3 months like your service.

 Op I don't need to read everything in your thread. Your caption and the content of your thread is wrong. Op I must tell you, you brought a very wrong idea to the forum and that will not even included in the plan of bitcoin even in the future. Well what you saying is not far from centralized exchanges so you can save your coins in the central exchange platform but remember once you do that the coins will never be your custody again but the owners of the exchange will be in control of your coins. But if you are referring to bitcoin to be saved in bank then lock this thread because that will never happen in any day.

Without having security concerns? Surely you understand how absurd that sounds?  What more security concerns could you possibly build into a system than requiring people to give up ownership of their money and entrust it in custody to some shady third party? Honestly, if someone wants long-term crypto storage, they have far better options - like hardware wallets. Your idea, frankly, creates more problems than it solves.

There are already several wallets that offer very good security. Whey would anyone trust you with their bitcoins?

They lose their anonymity, their bitcoins are now controlled by a third party and they have lesser security, in addition, they need to pay for all these.

This is ridiculous.

Why in this world I have to pay 100 and 300 to deposit and withdraw my own crypto? And where is the concept of be your own bank in this model?

If you are going to make it possible then good luck for you but I don't even think for a second this can be real.

You are not inventing warm water, I have seen similar things, including the atrocity of paying insurance for your bitcoin and in that idea "hunting fools" proposals.

Thank you for bringing this bad example of ideas that you should never even consider, bitcoin in essence is the complete opposite of what you are planning.

On the other hand, the business model is not the best in the idea of ​​​​bitcoin, and that is already damning.

We love Bitcoin because we could be our own bank when it's been held on a non-custodial wallet. So it doesn't make sense to store your bitcoin with banks and hand over ownership of your bitcoin to them. It's the same as when you are storing your bitcoin on an exchange or custodial wallet. Your funds aren't secured until you hold them in a non-custodial wallet. I don't like how the traditional banking system works. They always ask questions when you deposit and withdraw your funds there. Crypto is not the same as fiat; Bitcoin is decentralised, and that's why it's become much more popular. 

Assuming that this works... You will just end up with another variant of a crypto exchange. There's no innovation here. You obviously haven't done a needs assessment. People who don't want the take on the risk of holding their Bitcoin are doing so through Bitcoin EFTs. Although it doesn't offer them a what it should compared to holding the real thing, at least they are sure that their savings is safe.

These!? Wow! These ideas are very wrong, @OP. I am not surprised at all, because it's an idea from a real newbie. It shows how unaware you are of so many security and privacy factors of the Bitcoin technology. @OP, Have you read the Bitcoin white paper? Have you asked yourself why Bitcoin holds such great value? Have you asked yourself why the developer of Bitcoin decided to be anonymous? 

First, Bitcoin was developed to give individuals financial privacy regarding the management of their money and finances. In the past, people usually saved, stored, and managed their finances with the help of banks and other traditional financial systems, and by doing these, you exposed your identity to third parties, which in some cases led to insecurity and threatened the lives of some millionaires and billionaires. But after Bitcoin got developed, it created room for financial privacy. Users of Bitcoin can now peacefully store their Bitcoin in their own custodial wallet without the help of any third party or without revealing their identity. 

@OP, If we are going by your idea, it means we are still taking ourselves back to the old way of putting our money in the hands of a third party, with our identity being revealed to them. If the government decides to raid your bank, they can get all the information and identities of all the Bitcoiners, and that is really against the Bitcoin rule. 

Bitcoin is a private asset that you can have without letting anyone know about it, unless you just want to disclose the information to your family. 

Op, your idea is off, but stick around and you will learn a lot.