That's DCA, Dollar Cost Averaging, and it involves buying a fixed amount of Bitcoin in a fixed time frame which can be monthly, weekly, or even yearly quarters.

And you're right, it's a great way to acquire bitcoins overtime without bothering about buying low and timing the market.

It's me, maybe there are a lot users also use it too.

Unfortunately employees often not get paid enough, so their salary only enough to fulfill their monthly needs, probably they can save small amount of money. Since it's just small, they will use it as an emergency funds. You need to use money you can afford to lose or you have more than the emergency funds if you want to invest, moreover some people trust more in time deposit or stock, mostly they only invest 1% in Bitcoin because they think it's high risk investment.

People can do their Bitcoin investment with FOMO, spending all money to buy Bitcoin and wait with empty pocket or they can invest in Bitcoin with very good and thoughtful plan, with good strategy like Dollar Cost Averaging.

DCA means investing on regular basis like monthly (your question) or shorter time frame like weekly or longer time frame like quarterly.

Some websites and tools for DCA investment strategy.

https://dcabtc.com/
https://costavg.com/
https://bitcoinhodler.io/
https://bitcoindata.science/withdrawal-strategy
[ANN] JJG Sustainable Bitcoin Withdrawal Strategy

I guess there are many investors like this who buy the coins irrespective of its price. Forget about monthly investments, there are many people who invest in regularly. These people know the value of Bitcoins, and they regularly try to accumulate the Bitcoins. They believe in Bitcoins and have seen Bitcoins rising from 1$ to 70k usd. I myself also buy the coins irrespective of the price. If i have some extra funds to invest, then I just buy it and hold the Bitcoins for some years.

Count me as one, I do a monthly investment of 100 USD regardless of the prices since 2021 and so far, it paid off handsomely. It's a really nice system too because this way, I'm not spending all the money that I've got on other things besides necessities and it's also much better for my lifestyle, I eat more vegetables to make sure that I'm not spending so much money on food and my expenses on commute is greatly reduced and I get the exercise because I walk to work and when I'm going home. Some might see that I'm doing good but if you try to do what I'm doing, if you don't have the discipline and the will to continue building on that habit, you're going to be miserable at the first few days, weeks and months because you're not used to this kind of thing. You don't have to follow what I do, just need to be smart about your expenses and avoid spending too much on luxury if you can't entirely avoid spending on it.

It is for their doubled security. Security of their bitcoins and security of their life.

They can be kidnapped, killed in worst case if they announce they are a bitcoin holder and a nightmare come.

In history there are some Known Physical Bitcoin Attack. Risk of physical attacks is not joking, it's real and very dangerous.

Of course, there are people who invest in bitcoin monthly even weekly and it's called dollar cost averaging (DCA) which is considered the most reliable way of buying Bitcoin because it gives you the opportunity to take care of other responsibilities without altering your investment.

If we want to be successful in this market we must be ready to face any conditions in this market. I think there is, but adjustments to salary income also determine the nominal amount that will be invested. Maybe some people think it has been high since then, even though if we were able to look far into the future we would see that the price is still starting to reach the first 100K.

And if they see that BTC can provide more effectiveness, I think they will get more benefits and never give up and belief is the key for us to achieve our goals by joining this market.

Read how many topics on the forum recommend using DCA. Do you think everyone just talks about it but doesn’t practice it themselves? If the question had been asked on some other forum, far from Bitcoin, the OP would probably have received very few positive answers. But this is a forum about Bitcoin, and only those who do not have any extra money at all will use DCA; I think that the majority wants to be in the same boat with everyone to fully experience all the benefits of investing.

It is called the DCA strategy. A lot of people practice this strategy because of the rise in the price of bitcoin, majority of people are not rich people that have enough money to buy a whole bitcoin or have a lot of money to buy and waiting to save up will actually cause them to miss out on the opportunity to buy bitcoin at a lower price because of it’s volatile nature so adopting the DCA strategy is best way for the less rich people to accumulate bitcoin. It is really helpful since you are not investing more than you can afford and there by reducing the risk of losing too much.

This strategy is best suitable for people who intend to hold their coin for a long period of time and it wouldn’t matter how much they invest on a timely basis because before they notice they would have accumulated a significant amount of bitcoin to make them some profit.


There is no way a person would invest his/her whole salary on bitcoin and not be disturbed about it, they will constantly be on the charts to see how their investment is going because they invested more than they can afford to lose. Investing in bitcoin is a not a do or die affair and i see no reason why a person should invest his whole salary and neglect his personal needs. This is a terrible investment idea because when the market crashes they will get frustrated and may be forced to sell at loss and such situations might have some effect on the health of certain individuals.

Investment should be solely based on what one can afford to lose as advised by experts.