Your statement regarding something like this can indeed be said to be true because it arises from one of the causes which could be the fraudster's own intentions and could also be from an ordinary person who is negligent in taking care of anything before he is deceived by someone else. So something like this is actually more about the opportunity that is open to the person who will become the victim and the intention of the perpetrator who wants to deceive other people, which causes something like that to happen.

The parable that you say also makes sense because when you examine in detail the problem that occurred, of course the person at fault is the one who cheated so that any punishment will still be received by the person who cheated, not the victim who was affected by the fraud. So it is clear that if the punishment is defined, only one party can reasonably be blamed, namely a fraudster who has caused other people to suffer losses. Even though he was just taking advantage of the opportunity to vent his own intentions.

So you think that the person who got scammed is at fault? We cannot say that scammers are blameless since they have no humanity in them. If so does that mean you are justifying their actions and blaming the people who fall for the scam just because they have insufficient knowledge on this matter? that's not appropriate either. Because even though the people affected by this scam lack knowledge, they should not always be blamed for this, because not everyone has the same knowledge in this matter.
And regarding the maximum punishment for these scammers, that also cannot be enforced, because after all this is the internet and issues regarding cyber security are the responsibility of each country, and you cannot just arrest people who are in other countries just because he is guilty. So for this matter, it is quite difficult to implement, unless each country is willing to do that.

Hmmm, how is that even possible? Changing one's address during transaction operations, like this is weird though my antivirus is always updated to prevent any form of malwares from harming my computer. People can be so lazy and careless because so many people feels that an address is too long and since it involves combining figures and letters, they find it difficult to run a Cross check before performing an operation but this is just a lazy attitude because it takes someone that have lost a lot of money due to laziness and carelessness to know the importance of making sure an address you are sending your assets to is confirmed thoroughly.

When someone falls into a fraud trap, of course they are not aware of this if they do not have a good understanding of it because if someone understands well what they are doing, of course they will research it first before deciding to use a site that will be used to make money. and indeed it would be better for us to be careful in clicking on links that we don't really know the source of so that things don't harm ourselves, because currently there are a lot of frauds that occur by sending a link that later they can easily access. data that is on the cellphone that we have and we have to be very careful in order to avoid losses that might become targets of this fraud.

One should focus on how to protect one's earned money rather than just focusing on making money. You go fishing and if the vessel you take with you has holes in it, no matter how many fish you catch, you will never have any fish in that vessel. Similarly you are sacrificing a lot and working hard to earn money but if you don't keep your money in the right place then your hard work is in vain. Before planning our income, we must first plan where we will keep that money after income. When we have a safe place to keep our money, even if we earn relatively little money, our money will be safe there, and having our money safe means we are secure.

Perhaps, they are smart but we can just be innocent on how to protect ourselves from them. If we just keep in mind that there is no easy money in here as this is the usual tactic they offer, we never fall into their tricks. Unfortunately, most of us have changed when it comes to money and easily forget those scam stories shared until we get scammed and realize it. Most of us don't do further research about the project but instead, invest instantly because of the of high ROI promises. Yes, if we blame these scammers, we also blame ourselves for being too greedy as we fail to know their real scam intention.

Of course people fall victim to what they don't have knowledge about. It is a big risk to invest your money on something you have no adequate knowledge about. Since you don't have knowledge about it, you won't easily detect when they will start scamming you. You hard earned money should go into something that's worth it. You don't just suffer the money only to lose to the hand of some scammers. I support your view about going for knowledge first

Of course, it will be very important for everyone to be able to protect their assets well compared to just focusing on collecting their assets, because if we only focus on collecting them and don't protect them, of course this will be detrimental to ourselves because we have taken the trouble to collect it, have a plan before having income, of course this will be very good and we must be able to store it in a place that we can guarantee from other people's crimes so that we can still have what we have earned from the work we do.

The security of our money is very important even though the income we have is not much, but if we can save it in a safe place and continue to collect it, of course one day the money we have will be a lot too.

It is not just because they are innocent and lack of knowledge but these people the scammers because of their greed. Scammers will take advantage of those who are bold and greedy, and those people who aim to become rich instantly. We can blame these scammers but also, we need to think the reason why we become a victim of scams. That is for sure there is a problem within ourselves that makes us easily tempted by their offer which in fact, scamming is not a new thing not only in the crypto space but also in the areas.

These scammers never win or find any victim if we all are responsible enough and are not greedy.

Hijack the smartphone and withdraw all the man's savings in bank account. It is a serious story and loss for the man and for people who want to show off their rich and property.

I guess the man could use very weak password so that the woman, his 'future' wife, could hijack that smart phone and bank account password to withdraw all his saving.

Some lessons to learn.

Don't show off your rich to other people.
Use strong passwords.
Don't store your money on phones.