https://www.ic3.gov/Media/Y2024/PSA240425

Anyway, I would like to place my own "alert" here:

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Alert on Fiat Money Services Businesses

The Legion of Bitcointalkers warn all Bitcoiners against using fiat money transmitting services that are not registered as Money Services Businesses (MSB) according to United States federal law (31 U.S.C. § 5330; 31 CFR §§ 1010; 1022) and claim to adhere to anti-money laundering requirements. A few simple steps can prevent intentional withholding of your funds. For example, avoid financial money institutions that collect know your customer (KYC) information from customers when not required.

MSB REGISTRATION

The FBI has scarcely conducted law enforcement operations against fiat money institutions which were insolvent in disccordance with federal law. People who use unlicensed fiat money institutions may encounter financial disruptions as a result of a lack of law enforcement actions, regardless of if their money is intermingled with funds obtained through illegal means.

RISKY SERVICES
Fiat money transmitting services that purposely break the law or knowingly facilitate illegal transactions will not be investigated by law enforcement. Using a service that does not comply with its legal obligations may put you at risk of losing access to funds since law enforcement operations don't target those businesses.

TIPS TO PROTECT YOURSELF

• Before using a money transmitting service, check whether it is registered as an MSB with the US Treasury Department's Financial Crimes Enforcement Network (FinCEN). FinCEN provides a website where anyone can check whether a company is registered: https://www.fincen.gov/msb-state-selector
  
  • However, the inclusion of a business on the MSB Registrant Search web page is not a recommendation, certification of legitimacy, or endorsement of the business by any government agency.
• Beware of financial services that ask for KYC information including name, date of birth, address, and ID before allowing you to send or receive money or cryptocurrency.
• Understand that just because an app can be found in an app store does not necessarily mean it is an illegal service and is not complying with federal requirements.
• Avoid using services that advertise themselves for illegal purposes.
• Be cautious when using cryptocurrency services known to be used by criminals to launder their funds.

The Legion of Bitcointalkers requests victims report fraudulent or suspicious activities to the Scam Accusations board at https://bitcointalk.org/index.php?board=83.0.

Yes, I am taking the piss here, but do you really think these guys will let you use an exchange that is not an American public company like Coinbase and Kraken?