I think it's easy if we have the foresight and have the spirit to invest, of course, the salary choice we take is in the form of cryptocurrencies that have long-term potential such as BTC, ETH, but if we don't have that soul, it's better to still receive a salary in Fiat instead of risking a decrease in value due to market fluctuations and later feel disturbed in carrying out work activities.

It depends on how many marketplace or business that accept Bitcoin as alternative payment.

If most of businesses accept Bitcoin, I would choose to receive 100 in Bitcoin (30% in Lightning Network and 70% in on chain), so I only use 30% for my monthly needs.

If most of businesses didn't accept Bitcoin, it would be 30% in fiat and 70% in Bitcoin.

The good thing to receive salary in Bitcoin is helping people to automatically DCA-ing Bitcoin every month without need to spend time to buy it.

Considering the exorbitant taxation on bitcoin transactions in my country and that it is accepted by literally no merchant, I would prefer having fiat as a salary, if I am in a job.

So it all boils down to these factors,
whether bitcoin or crypto is accepted by most merchants and shops in your city?
Are the exchanges and the government in good terms about crypto?
and maybe some more.

Since salary is the biggest source of money to be spent over the month, you want it in something that you can spend easily - for groceries, food and daily needs.

Many people will come and tell you that fiat currencies are losing value due to inflation and they will choose bitcoin. But if it were me, I would still choose to receive my salary in fiat currency because I don't want the value of my salary to fluctuate too much. What happens when you receive your salary in bitcoin and immediately after receiving it, the price of bitcoin adjusts by 10% or even 30%? Meanwhile, that salary is not only used for investment but also for daily living needs, and losing 30% of its value is something not everyone can endure. Meanwhile, with fiat currency, I can actively invest in bitcoin after completing my monthly spending plan.


For me bitcoin is more suitable for use as an investment asset, it is not suitable as a currency because of its volatility.

I think this topic has been discussed many times here in Bitcointalk. My answer will always be the same. If I were into investment at the moment, I would receive my salary and have a choice between BTC and fiat. I would pick BTC. I would only choose fiat if I really needed it for daily use. I prioritize Bitcoin over fiat currency for long-term holding, only converting to fiat when needed for daily expenses.

I will accept a larger percentage in fiat based on the new regulations concerning P2P in my country, which would make it a bit difficult to trade cryptocurrency to fiat once the policy gets into full effect or use fiat to purchase cryptocurrency.

I will accept more in fiat, like 80%, and then the remaining 20% in BTC.

If we are talking about our main source of income then I would prefer the Fiat because we yet to see Bitcoin can be used for payments in day to day life, so if you recieve salary in Bitcoin then you have to convert them into fiat in anyway so you may spend extra while trading fee and withdrawal fee if there's any.

Instead you can use the salary to buy Bitcoin that you intend to save any amount from your salary for future use.

To be honest I am deeply invested in Bitcoin but at this moment in time I prefer my salary in fiat. It’s too much of a problem to have my whole salary in Bitcoin, it makes taxes complicated & I can't pay most of my bills with Bitcoin so I prefer to buy Bitcoin with a % of my monthly wage & get the rest in fiat.

If it’s even the only income coming then fiat could be the way out at least whenever you choose to invest in bitcoin you can still easily buy with fiat from different exchanges. The stress sometimes of converting every time to fiat will be much. Also the tax conversion burden is another issue again. If I had multiple income streams then the one that offers me bitcoin option might be the one I will take.


Picking other fast or less fee Altcoins ahead of bitcoin is probably because you want to be converting to fiat all the time maybe because it is your main source of income. If it is then why go through that route when there is fiat option available to pick and safe the hassle. Those picking bitcoin are definitely those that want to hodl and are not regular converters. I don’t see any reason why someone will pick bitcoin or Altcoins when they don’t intend to hold them