there is no doubt that while considering the options to invest into for the purpose of your retirement, Bitcoin stands as one of the most feasible asset to consider at the moment but you have to consider a lot of factors which will include your cureent age and how long you have left before retirement, if it would be wise to invest everything you've set out for your investment plan into Bitcoin or to diversify into Bitcoin and other none digital asset or wether it's necessary to invest for a certain number of years and then delegate it into starting a Business that will still support your investments. making an investment for q retirement plan is a very long term journey that spans nothing less than 10 to 20 years om the average and from this point, i doubt it's easy to project what will be the fate of Bitcoin at that time.

For me, I would rather not be too conscious of investing for my retirement. It could just be as simple as doing a four year investment into Bitcoin and then from the product of the four year investment, I would know if it will be wise to continue investing for another four years and then I continue like that. But then, while preparing for retirement, I always feel that it's necessary to build a business that's going to stand as a strong retirement plan even while you're considering other investment option. If you've built a good business that's strong and doijg well, it's going to be easier to set out a portion of the profit that's coming into the business for your Bitcoin investments.

Depending on the point of view where people see it. For me, Bitcoin is very good as thought by people who understand Bitcoin as a future asset that can be a hedge. For those who don't want to know or who don't like it, they will see Bitcoin from a negative perspective.
Since it was introduced to this day, Bitcoin's popularity did not occur by itself but has passed through phases full of processes so we dare to call Bitcoin as an investment asset that is guaranteed value and return.

As what the articles has laid out, there are a lot of pros and cons putting all our retirement money into Bitcoin and I think everyone should now about it. So maybe the best approach is just like 50% of it into Bitcoin and then the rest spread out across several assets and then you should also have some funds in your bank in case of emergency. So there's nothing wrong with Bitcoin, and it could be the best asset in the world, but retirement money is retirement money, you have work hard for it doing jobs that you may or may not like and you don't want to lose it everything.

Bitcoin has proved over the years to be a good investment option. The rate of inflation will render retirement benefits worthless within a few years. It will be better for people to plan how to hedge their funds against inflation and Bitcoin should be part of the plan for those that know about it. It will also be good if one diversity his income into different viable sectors. Bitcoin is part of my retirement plans and real estate and investment in agriculture are also part of it because they have all proved to be sustainable in the long run based on my analysis.

The reason why money is taken from your paycheck and then after you retire slowly given back to you is because otherwise people would spend it all at once.

This is the reason I don't believe in using Bitcoin or any other crypto as "retirement" because this people will be out of money after short time.

And this is the same reason why you pay mandatory insurance from your paycheck, if you were given the option to save it yourself most people would use it for something else and then complain that they don't have money for doctors.

Some want to believe that Bitcoin price will grow fast enough to recover their spending, it's a funny bet on your life and probably will end with homelessness.

From what I've seen it's usually people in their 20's 30's talking about this retirement "plan" and guess what, they want to retire at 40.
Good luck not spending it all for another 40 years.

As for additional money for retirement, yeah sure.

Only bitcoin can be used as a retirement bet. I guess that you are talking about yourself. How will an adult that have plans to enjoy his old age be working and investing for his retirement and you are saying that he will put of money. When you are only buying and not selling so that you can accumulate a significant amount of bitcoin. A lot of wealthy people and institutions are buying bitcoin for the future because they know that the price will always be bullish overtime. Fiat is no guarantee as a retirement plan and that is why a lot of people are not being paid their pension. Fiat depreciates overtime and government will not increase your income, if you retire you will die poor without any investment for back up plan.


You are funny and don't understand the compounding effect of bitcoin, because if you buy bitcoin consistently and persistently using DCA method every week or month with a particular amount let's say $100 and you do this for 10 years and above because you decided to use invest in bitcoin for the future. When you are old, you will be surprised at the amount of bitcoin in your possession because the price of bitcoin increases overtime and it is also the size of your portfolio that will determine your profit.

Everyone all have what they want in life, and if you plan properly and stay focus, you can achieve your goal.

while you're making this assumption, understand that retirement plan is not only for those in the civil service sector. A business person and even an entrepreneur can set out a retirement plan while he's still actively working. for the context of those that are civil servants and have a certain amount deducted from thier salary and saved up for there retirement plan, if there is an option to decide if you're okay that the portion of your earning that's going to take care of your retirement needs be paid to you or saved up for you, I would prefer to receive it and invest it into an asset I'm comfortable with rather than saving it with the government.

It's not everyone that's careless with the money that comes into there account. Some are very meticulous with it and knows how to use it for something that will double the money for a givine span of time. There are a lot of issues with keeping all your retirement benefits with the government and when you've worked for 30 to 40 years, you then get paid. In my region, it's a big risk to hope on your retirement benefits and for most individuals, you will end up waiting till you're dead and won't see the money that has been deducted from your salary as iether pension or gratuity. This is a tale almost 70% of retired folks have had to cope with and others have even lost hope in the system.


I agree partly with you on this. I don't think that Bitcoin is the best retirement option. When you're considering what's best for a retirement plan, you're more concerned about what's certainly going to be available at the time of your retirement and not what might experience a dip during the phase of your retirement. I know that if you're still young and starts buying Bitcoin from this period that it's at the rate of $65k that before you approach your retirement phase it would have gotten to at least $250k to $300k hopefully which would be a better choice than the usual savings methord, but that's a risk you wouldn't be able to cope with should things go contrary to plan. As an edge against inflation in a long term that's not as long as the normal retirement circle, Bitcoin is the perfect investment model but anything too far to a point we can't comfortably make speculation on at this point isn't the best bet for a retirement plan option.


there is absolutely nothing wrong when you're making a retirement plan at 20 and even if you choose to retire at 40, it's still good. Planning for your retirement doesn't mean that you're not going to work again once you've reached that point but could rather be that you might slow things down a bit and focused on a rather less adventurous things. If you've set your plans right, you even after retirement at 40, you can still leave a comfortable life till you're old enough to exit this world.

We're talking here about a highly volatile and speculative market and some people think it's a good retirement plan  

Retirement investment and retirement bet is big different.
The first is doing something intelligently and carefully, the second is a gamble like a degen. Do you see big difference yet?

If you bet on Bitcoin and think that it is your bet for financial freedom and retirement ticket, something is not well planed from your side and your bet has bigger risk to fail.

By saying investment for retirement ticket, you would have more similar intelligent investment thinking and your plan will be more detailed, careful and has higher chance to bring you financial freedom but minimize risk of losing money.

Bitcoin is Bitcoin, it is as it is, and will it help you to retire, it depends on you, not Bitcoin.

The most important thing is to understand everything about Bitcoin first. Then the answer will be obtained whether it is good or not for retirement plans.
I feel that Bitcoin is a good retirement plan for one and many reasons that I don't need to explain here because I know enough. So before considering it good or not, find out all aspects about Bitcoin first, not just following its popularity.