I just want to show this to whoever says Bitcoin technology is too complicated for a common man and then ask them to explain this which they have been using day to day and whether any of 'em got any idea what is going on behind their preferred method

First, that's not how the dollar works, that's how the entire US economy works, you think that if we change from USD to BTC pension funds or insurance or lenders or the SEC/CFTC would disappear? Why would hey?
Second, the average Joe doesn't give a rat's ass about all that, he knows the gets his wage on a card, he knows he can check his balance at any time and see how much he has in $, and he knows he can swipe it at any pos and pay in a second! On the other hand, just go to the beginners and help section here and see how many people are in trouble because they don't know how to select a fee or know the difference between byte and vbyte or their transactions are stuck and they don't know how to fix it!
And you can see the results for yourself, how many people use Bitcoin, and how many a cc card?
Let's not lie to ourselves just because we ant something to succeed!