Honestly I consider any smart investment as a a good self pension fund. But as always, dont put all your eggs into one basket. Good investment decisions are not simply made overnight.

We can make a decision as a plan to guide our life. The biggest concern of most job seekers is what to do after they retire. This question comes to the mind of most of the employees very late, almost before retirement. I think leisure time should be planned from the start of employment. Planning at the beginning gives you longer time to make the plan a success.

Pension funds shouldn’t be treated as investments, so putting them into Bitcoin, even gradually, remains very risky. We shouldn’t get too hyped about Bitcoin’s future with the idea that massive adoption will send its value skyrocketing. While that might happen, what if it doesn’t?

As part of the plan we can build a self-pension fund. Which will be governed by DCA system and will have a long tenure till retirement (about 25-30 years). An employee has 25-30 years of service. Then he retires, in many cases it is less or more than 25-30. If we build a self-pension fund early in our working life, we can extend it to about 30 years. This fund we can manage through monthly savings where a certain amount of income will be saved regularly. It may be 10% of income or more. If a person's income is $1000 then 10% of $1000 is $100, so in 30 years his savings will be $100×12×30=$36,000. Assuming 2x the profit in 30 years we get a return of at least $72,000 which I think would be enough for a retired person to live on.

Of course this is part of the long term plan and the holding period is 30 years which is too much. But if we use it as a retirement plan, it won't seem like much time.

We can make a decision as a plan to guide our life. The biggest concern of most job seekers is what to do after they retire. This question comes to the mind of most of the employees very late, almost before retirement. I think leisure time should be planned from the start of employment. Planning at the beginning gives you longer time to make the plan a success.

As part of the plan we can build a self-pension fund. Which will be governed by DCA system and will have a long tenure till retirement (about 25-30 years). An employee has 25-30 years of service. Then he retires, in many cases it is less or more than 25-30. If we build a self-pension fund early in our working life, we can extend it to about 30 years. This fund we can manage through monthly savings where a certain amount of income will be saved regularly. It may be 10% of income or more. If a person's income is $1000 then 10% of $1000 is $100, so in 30 years his savings will be $100×12×30=$36,000. Assuming 2x the profit in 30 years we get a return of at least $72,000 which I think would be enough for a retired person to live on.

Of course this is part of the long term plan and the holding period is 30 years which is too much. But if we use it as a retirement plan, it won't seem like much time.

This is actually a smart decision going into DCA with bitcoin for maximum of 30 years, and then you will gain life-changing amount of returns. That is if you won't be bothered with its high risk due to volatility and market uncertainty.