Not only having steel plate as your back up, I would consider to have something that you can always carry whenever you go, like this bracelet. Let's say there's a wildfire happened on your house, are you gonna enter your house and find your steel plate? I'm sure the firefighter and other people will push you to go back.
With a proper Stainless Steel or Titanium metal seed plate you shouldnt have to
take the risk of entering a burning building to save it. The idea is that it should survive
the temperature of the fire for a duration of time and so allow you to retrieve it
after the danger has past.
Realistically how would you retrieve the plate without being able to see properly,
being badly burned or poisoned by smoke inhalation.
Just make sure you have a really durable plate which has a good chance of survival
as possible if a fire breaks out.