I believe we are in the times where it's very possible for the fiat system to implode, and for Bitcoin to go on a rally that simply leaves everyone who does not own any behind. It's been over 15 years, people have had the chance to allocate fiat to Bitcoin as a form of protection and wealth creation, though it seems like the days where it's painful or detrimental for those not owning any Bitcoin is imminent...Which prompts me to ask the question:
How much time do you think is left to buy Bitcoin before not owning any leads to demise, detriment, or worse, poverty/financial slavery?
Financial wise, there is still a time because Bitcoin is a brand new currency compared to gold and paper money, it already achieved amazing things in a very short timeframe and it still has a room for exponential growth.
There are two things that I think will happen with Bitcoin. First thing is Bitcoin strategic reserves, which means that countries like the USA, Canada, Germany, France, Russia and others will create and save some percent of national budget in Bitcoins. It's like, they keep some percent in gold and they'll keep some percent in Bitcoin.
And the next big thing is Bitcoin reserves for banks. Banks and governments will bring tens of trillions of dollars into Bitcoin's market cap, so, don't worry, it's not late to invest.