learned investor and those who are in the line of Business already knows that before they would join their ancestor they would 'will' up to their children, its often calls generational wealth creation. Then moved out from this side of investment, most people who are wealthy do go their banks to fill up POD form there if the account  owner or operator is gone the next person who was also signatory to bank account will also make withdraw, without the bank having any access to their investment as it would be used against in the court of law.

I've already had a plan just in case my time comes because like what you said, ANYBODY can just die in an instant.
I always think of this quote on a daily basis where it says, "If it's your time, it's your time". and because of this, I'm always planning on how and who will be the one that will inherit or will have access to my Bitcoins.

We don't know when our time will come so as early as now, I'm teaching somebody that's close to me and who I trust the most the basics of crypto especially Bitcoin. I'm teaching her how to deposit, withdraw, how to access, etc. and in that way, she can just do whatever she wants to do with those Bitcoins. I don't want my Bitcoins to just lost forever just because I haven't taught anybody to access my Bitcoin holdings. I don't want my Bitcoins to be added to those ~3-4M Bitcoins that are lost forever already.

Trusting 1-2 people should be fine, and as a person, we know the people around us that are considered "trustworthy" so as early as now, teach them or else... 

No one knows when death will come, a person can die at any time and at any age. However, those who invest in Bitcoin must work according to a plan so that the Bitcoin left behind by the investor is not lost forever upon the death of the investor. The Seedphases of the wallet should be left with the investor's children, wife, and husband, taking care to ensure that the investor's close relatives can retrieve the Bitcoin left behind by the investor. However, Bitcoin wallet seed phases should not be given to someone who would treacherously steal Bitcoin by accessing the wallet.

I don't see anything wrong with your friend, maybe that's what he planning for?

That's my plan I think, I invest because I'm happy to see my money grow, I feel safer and I don't want to see my money is being misused by other people. Which mean, I invest not because I want to enjoy when it's already huge.

You could say my plan is pointless because what's the point to saves when you didn't spend it? as I said, I'm happier when I see my money grow over spend it.

I also don't want to give my wealth because it's hurt to see someone spend my money like water while I was collecting for every drops.

This life is at times meaningless and unbalanced.

Everyone knows that death could come at anytime, yet some people prefer to go to the other side of life with everything they have, if you ask them why they will say it will make their children to be weak.

A strong man financially will always give birth to weak men, because they won't know how it feels to struggle and build something, since there is a lot of money at their disposal, and when such children grow up they will bring children into the world and few of the children will decide to be strong again to escape the struggles of their parent.

This isn't coming from my head, it is something I heard from old men around me, but with my own little brain I think to myself, can't I have money and still raise very strong children? I don't have to spoil them while raising them, but I always end up with this.

What will happen after my death?

Your points are not given enough attention and definitely not in the crypto spaces. Most discuss moonshots, not mortality. But your friend’s death changes the stakes, doesn’t it? Suddenly, we remember that value isn’t measured only by how much we’ve stacked... but by what survives us. Most of us build digital castles without doors. Cold wallets no one can access. Trusts unspoken. Families we never loop in. And it’s not just fear of being hacked or rugged. We fear facing the question: "What happens to my work if I disappear?" We plan for gains. We create for our own independence. But most of us don’t build for others. And ironically, Bitcoin can die in total centralization if only one person holds the key.

You’re right: it’s not about how old you are. It's about your level of readiness to let go, if something happen. Our investing philosophy becomes more whole the sooner we stop viewing death as a variable and begin to create with people in mind. Not just security. Not just custody. Yet continuity. We think about price floors and resistance levels. We don’t think about who we trust enough to receive what we leave behind. Perhaps it is the next portfolio distribution each of us should do.

All of us are busy in accumulating Bitcoin but most of us are not addressing this aspect of Bitcoin which is to handover the seed along with other details to our next of kin. Death is harsh reality of life which is certain while life is not. It must be clear to all of us that our Bitcoins will be lost forever in case we die and have not handed over material to our next of kin about how to access Bitcoins.

There was a similar post like that in the past and after going through that I have passed necessary details to to my family on how to access Bitcoins in case I am not with them anymore.

I'm sorry for your loss op. I get your point, which is not to wait until old age before leaving a bitcoin inheritance, but sometimes why people wait until when they're much older, and in some cases die without leaving an inheritance is because they don't have anyone they can trust. Some of them may even feel losing the coin on their passing is better than gifting it to a wrong family member that will spend it recklessly, but I do not support this and I think It'd be better to donate it to charity instead of losing it.

Everyone has different views on this, I appreciate your opinion on how to deal with this in saving your assets before death comes by giving your phrase information and donating it to a charity of your choice. Even if you give your phrase in advance before death comes to a charity the potential for misuse is much higher than if we give the phrase to our own siblings.

During our lifetime we do not find anyone who can be trusted, for example our own blood relatives if we do not trust them I think it is the biggest mistake in their lives. Blood relatives have a close bond with us, unlike outside blood relatives. I think it is better for this to fall into the hands of our own siblings, in this case before death comes we can teach them slowly, if our siblings understand about bitcoin they can continue from what we had before. That is much more beneficial and we are much more sincere and calm falling into the right hands.