Yeah, but majority of these earthquakes are minor and not even felt. However, i get your point, but if i was living in an environment that is prone to natural disasters, i will be more concerned about how to prevent one of it from taking my life,
and so that the second doesn't make you a beggar.
but yeah, people in such regions have to improvise with their back up,
The solution, as I believe, is one (in the case of offline storage) - to store the seed phrase in a location (another one) that is not subject to earthquakes.
The local password manager stored on your PC may also be damaged or lost.
but i would never recommend online storage of seed phrase and private keys for obvious reasons.
And I would recommend it if there are no other more reliable methods in a specific user case. Of course, taking into account some clarifications.
- seed phrase must be encrypted.
- this wallet should not store all your savings, but only a part.