I find the list a bit faulty, or isn't this oversimplification? Does it matter whether you're a young adult or mid adult to easily survive a recession? Is it really a factor? Or does it automatically follow that since you're a renter, you can easily get past through a recession? There's a certain amount of flexibility, yeah, but isn't it way better if you have your own house?

If you're an investor and you find yourself in the middle of a recession, it doesn't necessarily mean you're in good position. It may happen that the businesses you're invested in will go bankrupt. It may happen that the value of your stocks are all falling down. It's good, though, if you're an investor and you have a lot of idle money lying around in the middle of a recession because you can go shopping at discounted prices.

When there is inflation the price of goods ans services increase. Except that salaries are adjusted based on the level of inflation, fixed-income earners might suffer. Salary increase is the only way fixed-income earners can survive inflation.


These are assets you mentioned that are not the only ones available to investors. Gold has also proved to be a viable hedge against inflation. Real estate is also good but it is not a liquid asset. Bitcoin has its own risks, but it has also shown that it is one of the best assets in recent times. It is far better to keep your money in Bitcoin during inflation because fiat keeps on losing value.

Bitcoin was created in 2009, which means bitcoin has never experienced a recession similar to the Great Recession of 2008.
When a recession occurs, unemployment increases, production and consumption decrease, GDP growth is negative, the economy stagnates, people's lives become extremely difficult...and history shows that speculative assets will be dumped and suffer heavy losses.

Bitcoin has never experienced a major recession, nor is it a true safe haven. So I'm skeptical to say that bitcoin will be the best asset to hold during a recession.

In addition to the 3 types of assets that OP mentioned, government bonds are also a good asset that we should not ignore during economic recession.

Gold is definitely the best choice as it has proven its strength over thousands of years. But be careful with real estate, it is the safest investment but whether it performs well and can be a safe haven during a recession depends on the case. If lending rates remain high and people's incomes fall due to inflation during a recession, real estate prices may fall instead of rising like gold.

Finally, Bitcoin has proven its potential in the long term but for crises, recessions...I have never seen it perform well. We can invest for the long term but if we are looking for shelter in a recession, bitcoin is not the perfect choice.

With the easiness to start Bitcoin investment, this could be people choice. But unfortunately, they don't think about that and still choose the old way. They even don't open their minds to try and test investing in Bitcoin using small money.

If they see about how to constantly investing in Bitcoin using the same amount monthly, even if that is tiny money, they will realize that Bitcoin is the right investment for them. Even those who don't have big income can start invest in Bitcoin.

If those people can discipline in their Bitcoin investment, they will survive in the hard situation or recession. They can cash out their Bitcoin when the time come. They can also use their Bitcoin investment for survive. But that will be people choice.

That’s the only thing here, as an investor during recession gold or bitcoin which is an hedge against inflation can be a good store of value but most people fail to understand that this is possible if you’re only holding them, but during recession if there are challenges in other investors source of income it affects his holding position or ability of these assets, so to completely been able to hold you will definitely need to be having emergency funds aside this.


I think the tag should be single people because even some young adults most of the time have immediate family to Carter for, but it’s flexible to change one’s living arrangement when not be been dependable upon

Same goes for gold. Nowadays you can buy digital gold or digital Silver as an investment. Similar to Bitcoin, you can buy digital gold or silver in small units. Gold has been used since centuries as a capital protection asset so people have options available in the Market.

Investors are surely destined to survive a recession if they are intelligent. I have seen FOMO running a lot of lives of investors. So I would say that investment is a mindset and to be able to survive, smart planning is needed. Bitcoin is obviously a great option, but that's not the only option.

As I understand it, Covid has caused a big shock to the economy but not a severe recession like the great recession of 2008. The economy recovered very quickly because the government intervened promptly by pumping money, and that's why bitcoin skyrocketed during covid. But before that, bitcoin was also dumped and only grew strongly when the government decided to pump money to save the economy, and not only bitcoin, stocks also reacted similarly.
And as far as I know, economic recession does not mean that the government will have to pump money, pumping money or tightening will depend on the cause and the economic situation at that time. That's why i say bitcoin never experienced a real recession and what would happen to it if the government didnt pump money?



I never said that bitcoin is not a good long term investment, it is even the best investment because it can generate bigger returns than other investments. But we are just talking about what kind of asset will protect us in a recession and a volatile and speculative asset like bitcoin. I don't think using it as a safe haven during an economic recession is a wise decision.

Good points. I agree—Bitcoin is a great option for investors during a recession. It's easy to access, store, and you don’t need a lot to get started. Plus, its fixed supply makes it a solid hedge against inflation.

You raised some nice and interesting points here and i specifically like the investment aspect of it all being emphasized already, because when we invest, we secure the future for our own self and there is more opportunity in doing this than not, also, we have to realized than any step form the above mentioned decisions could also help in achieving what we want, how we can be independent of our own and maintain a smooth running of the economy without any intervention of a centralized authority, influencing on our decision to invest.