It would be the best option if it were truly instant payments.
Some merchants uses the off chain transactions from the exchanges like the Binance Pay and other exchanges that have this option. It's for sure that there is no delay with the payment because it's a real time transfer that only works on the platform of the exchange you'll use their service for doing business. So, they're mostly instant transactions and as for the other way, that's through the lightning network but it's still need to be promoted.
Layer 2 solutions would be the option to use by merchants to make their transaction or acceptance instantly.
They can integrate it Bluewallet , Breez or they can even use Turin pay for this. If the merchant could set it up nicely for sure he won't get a problem for accepting Bitcoin.
Also having this kind of option on where they accept Bitcoin among their competitors will give them a huge boost especially that for sure those people who use Bitcoin would provably go on his business and avail his services thinking that they can pay Bitcoin directly without engaging to much hassle doing transactions.
I think I won't exaggerate about that them giving a boost against their competitors. I've seen merchants that have posted here somehow that they're not getting that much customers paying in Bitcoin. But because they're an investor and an enthusiasts, it's not that much to think of it as long as they're showing that they're accepting Bitcoin.
Some merchants uses the off chain transactions from the exchanges like the Binance Pay and other exchanges that have this option. It's for sure that there is no delay with the payment because it's a real time transfer that only works on the platform of the exchange you'll use their service for doing business. So, they're mostly instant transactions and as for the other way, that's through the lightning network but it's still need to be promoted.
I agree with your information. A crypto card or the service you mentioned would certainly be more practical, but I'm referring to transactions without intermediaries, with no costs other than the transaction fee, directly from the customer's wallet to the merchant's wallet. After all, every business wants to save money. If I were to implement Bitcoin payments in my business and need agility, it wouldn't be the best option, without relying on third parties. Lightning would be perfect, but implementation requires a greater degree of technical knowledge. One step at a time, the merchant needs to be educated about the possibilities, as does the customer.
It's possible but it depends on the third party service that will be used by these merchants. But with so much options that they have right now, it's just about how convenient they are to be used and the lesser commission that they get per transaction that is paid to them.
