The answer is actually not difficult.
I tell everyone, when I talk to them about bitcoin or crypto in general, that bitcoin is a high-risk investment and that they should never invest money that they can't afford to lose.
Also, don't invest money blindly, without thinking, analyzing and planning.
If you do not know what you are doing, don't invest directly in crypto but through an intermediary.
Today, many brokers and investment funds already have crypto in their portfolios.
What do you mean by through intermediary? AFAIK intermediary has to do with third party and I don't think that's a good idea especially for people just coming into the crypto space. What happens to self custody that we normally preach here?
★Your point is importantParticularly with self custody the word intermediary doesn't always mean the same thing. Depositing assets on an exchange and using a limited third party to execute a specific transaction or contract are not the same thing. Self-custody is about having ultimate control of your assets. This is consistent with the core philosophy of crypto, but in reality, not everyone is technically proficient, can't use a hardware wallet, or is willing to take the risk of private key security. It's not unreasonable to use a regulated, short-term, or specific purpose intermediary. For example, escrow services help reduce fraud in peer-to-peer trading, but they are not a substitute for permanent custody.
Why do we normally condemn storing our coins in exchange account if we can encourage investment through intermediary? Exchanges are also like intermediary and if we can advise people to invest through intermediary, then we can equally encourage to keep assets on exchange.
★New steps in investingPutting everyone on the same model is not the solution. For new investors, learning step by step starting small, and gradually moving to self-custody can be a realistic way. The ultimate goal should be to maintain control over your own assets, but using a supporting structure along the way is not a betrayal of principle.
Everything was making sense in your post until I saw the intermediary part. It ruined everything IMO. Crypto investment is not a must for everyone, invest wisely if you can and never entrust your assets to anyone or entity unless you're ready for the consequences that might follows.
★Crypto is not for everyone I agree that crypto is not mandatory for everyone, but those who come should understand the risks, take responsibility, and be mentally prepared to accept the possible consequences before placing assets in the hands of any entity. Balance is the key here.