It's a good idea to split your coins in more than one crypto wallet but I wouldn't do because I believe that a well generated recovery seed can still get stronger with the use of passphrase.

Just make sure your Passphrase has over 50 words or numbers combined, it will take many many years for a computer to get to it trying to decipher or what is the English called?

And if you even want to be a freak of security then consider using Multisig, generate one and move your coins into the address and keep the keys offline, you are going to be in good hands for a very longer period of time.

Investments of any kind have always carried risks. And Bitcoin is no exception. While the value of Bitcoin itself may be secure enough. But, the wallet, where it is stored, can be the real issue. You’re right. Recent hacking incidents are truly concerning. They serve as a stark reminder that nothing is ever completely safe. We must be extra vigilant in managing our assets and carefully consider the best, most optimal place to store our Bitcoin. Security measures also must be strengthened. In short, we should implement multi-layered security to achieve a higher level of protection. Though, even then, it still doesn't guarantee 100% safety.

Yes, basically, in this increasingly modern digital era, if we own crypto assets, we must absolutely ensure their security. Because there have been so many cases of hacking like this. So, it's clearly very scary, because many people have lost their money due to these hacks. So, it's true that securing crypto assets, like the Bitcoin we own, clearly requires stronger security. Because, basically, it would be a shame if our assets were lost after we've accumulated them. Furthermore, storing Bitcoin in several separate wallets can be a very good solution. And also, don't keep your wealth in just one investment asset. So, it's better to spread it across several other assets as well. Because I think that's much better. So, yes, hopefully everything will be fine from now on.

Exchanges will always be a risky move so we should not trust any single exchange. Using multiple exchanges is a good practice because even if any one of those gets hacked, we still have access to some other funds which we can continue to use. Mostly traders face this kind of a problem because they have to keep trusting exchanges with a bigger chunk of their portfolio. If anything happens to that one single exchange, these traders are ruined and have no job for a few coming days.

Using multiple exchanges is one way out and the second will be to use cold storages as OP said. Anything you save on your computer can be exposed so why take a risk of using online wallets to hold funds?

What we need to seriously understand when we start diving into the crypto world is that the security of asset storage is truly the main foundation in crypto. There really isn’t any system that’s completely 100% safe even big exchanges just like what happened with Binance. So it’s better to assume that wallets or assets could be hacked at any time, and that’s actually a good mindset. Security threats can come from many directions both technical ones and those caused by human error which often are unexpected.

Events on major exchanges like Binance lately remind us that even the most prepared parties can get overwhelmed. A multisig address is one of the best approaches to reduce risks from hacks or the like. Because with this method, approval from several parties or devices is required before a transaction can be executed a single point of failure becomes much harder to exploit. Still, this isn’t an absolute guarantee, so for good security we need to stay alert to phishing and keep things running continuously.

There's a lot of sense in this statement. The crypto community is now engulfed with different hacks and losses of assets to hackers, and North Korea being the lead of these hacks makes it unthinkable to sanction or dive deep into the investigation. Safe keeping of our assets is now a major priority because anything is possible to happen at anytime. As much as splitting your holdings into different wallets, we should also have it in mind to update our different wallets applications. This might not be too important, but very necessary for security reasons.

I am not the type of person who love to be in a a situation where I'm panic over anything, I will not be separating my assets into different wallets because I'm afraid of hackers because that will let me be in a confuse state of consciousness, I hate it whenever I am confused.

I'll simply quit crypto investment for my peace, or store all my crypto in a secure wallet like electrum wallet. I can't and will never put my crypto into different wallets because I'm scared of hackers. Nah