Recently i experienced flood in where i recide and it was in the weekend when i wasn't around. I have a fire proof lockers where i keep my valuables and important details which i normally lock and this locker my seedphrase written in a sheet of paper was inside. This is a place where no one can break into it and no other keys apart from my own key can open it but unfortunately as gentle as water is as done what i never expected. Where i reside, i was born and brought up here and we never experience any form of flood but it is unfortunate that i cant recover my seedphrase that have been able to accumulate 0.004084 BTC. I dont want to blame myself for not having another location for my seedphrase but i tried my best as one that is new, i planed of making an alternative of keeping my seedphrase but i didnt want to rush not to make mistakes.
Sorry to hear about your loss, OP, and this is another lesson for us to always keep multiple backups of our seed phrases in different locations because we never know what might happen. Natural disasters are a part of our world, and they could come unexpectedly sometimes, which is why we should always be prepared for such things and make sure that we either have enough protection for our important stuff such as seed phrases, or at least have multiple backups in different places, even better if it can be done in different cities so that if something happens in one city, the backup in the other city should still be available for you to use in such situations.
Another good idea would be to use metal for it. Engrave your seed phrase in the metal and then keep it in the safe, in that case, unless the safe itself gets washed away in a flood or something, it wouldn't be wasted even if water gets inside the safe. One can also dig a hole in the land and bury the seed phrase in it that is written on the metal, it should be kept inside something so that it can stay safe under there, and then it will at least be safe from such natural disaster. Just make sure that it is buried deep enough so that it doesn't come out after a flood or something, and once the water is out, you can dig it out.