Step 1: Make a Bitcoin web portal that is the easiest way to pay and get paid.

How does money work for most people online?

1. They find an item or service they like.
2. They click purchase.
3. They enter their credit card or Paypal information.
4. The item/service is on its way.

That's it. They don't have to wait for the network to finish downloading the blockchain. They don't have to enter a couple of passwords and validate the purchase an extra time. It just works.

Make Bitcoin easier than this and give people incentive to switch to Bitcoin from their current methods, then Bitcoin will be a step closer to being mainstream.

Non-existent fees and a decentralized network aren't going to sell most people on Bitcoin. The key thing is user experience.

You have to make it easy for people to get Bitcoins and send them. We're nowhere close.

Step 2: Make a Bitcoin card and make it compatible with current credit card machines.

How do most people purchase things in store?

1. They bring their item(s) to checkout, they are priced and they are given a total.
2. They scan their credit card.
3. They bring their items to the car and go about their lives.

They don't want to pull out their phone, type in how much they want to spend, point it at a QR code and wait for the network to register it. That's not innovation. It's pure stupidity. If this is the future of Bitcoin, then Bitcoin is going nowhere for ordinary people.

[CAUTION: YOU ARE ABOUT TO TAKE A LOOK INTO THE FUTURE]

There's a simpler solution: You give consumers credit cards with the Bitcoins (or private key) encoded on the magnetic strip, with a Bitcoin wallet address on the outside of the card.

You give merchants software for their credit card machines that hook directly to the Bitcoin network and directly transfer from Bitcoin private keys on customer's cards.

Consumers load up their cards at home through the public wallet address on the front of their cards. They go shopping, pick their items and scan the cards without a sweat when they want to purchase.

What if they are afraid their Bitcoin credit card has had its information stolen? They empty the card out and use another one. It's very simple.

If they are paranoid enough, they can tie the Bitcoin cards to two private keys and the card can't be emptied without a PIN number or approval from a mobile phone.

However, most consumers will be fine with just using plain cards. An extra complicated step is not the best solution for most people.

In fact, cards can be made into a cash/credit hybrid. A card won't have to carry more than $20 at any given time. Such a card won't have to have tight security.

You won't have to put more on a card than you are willing to lose.

In summary, follow these two steps and Bitcoin will be the currency of the future.

You're welcome.