Lets say for the sake of argument it is determined that the exchange is at fault here, not nem.
Then what? No hard fork leaves a bunch of pissed off users... Forking leaves a bunch pissed off as well.
This is bad all the way around. In any case, we just took a big kick to the balls that will take forever to recover from, if ever.
Well as far as I understand there is not officially confirmed it's just rumors, in the worst case scenario is like @fragout said Nem will have to burn some coins but
At the end you will not loose your investment
