Hardforks r expected atleast first 10 yrs.. Ie we had a hardfork when we got rid of gold standard but monetary policy at the time was hundreds of yrs old..
That's because trust in fiat != trust in a chunk of code. With Bitcoin, code is exactly what you have to put your trust in.
I'm also not buying that miners (rather: mining pools) will chose the fork that's best for Bitcoin as a whole, i.e. best for "hodlers," rather than the one which best serves their immediate interests

BTW, have you noticed the pool breakdown lately?

Remember what it used to look like ~6 months ago?