XMR is altcoin is pretty good and the longer the price is also increasing, particularly suitable if used to invest in the long term.
I agree with you, XMR is a good altcoin.
But Im concerned how laws than ban anonymous trading. For example the ones introduced in South Korea recently. Without anonymity whats the difference between XMR and BTC?
Anonymous centralized commercial trading does not have anything to do with private peer to peer transactions. They want their pound of flesh. No more, no less. Well, maybe more...
If everyone is using only XMR I would have no issues. But if the only way to change your XMR to BTC/fiat is peer to peer, I feel its would be very inconvenient.
Paypal is convenient (or so I've heard) if convenient is what is most important to you. Another, more useful way to get XMR, is to sell goods or services for it. That's what whoever you are sending it to is doing. Cut out the middle man.
That is how you get everyone using only XMR. If you won't go out of your way a little to use it, why would you expect anyone else to? It starts with
you. Centralization is currently convenient, but losing ground to regulations. Decentralized exchanges are not yet common, but will become more so, as centralized ones become less palatable. Choices abound. Join the revolution, or hide until it's over. Do what you gotta do.