Well there are 'persons' in California that can get Pre-paid cards without a SSN but they do need to provide a consulate Id Number.


Technically that wouldn't be a SSN/EIN/TIN.

So, Hola!

A bank may NOT deny opening an account for lack of a Social Security Number:

1.)   It is a Felony to "compel the disclosure of the Social Security number" as found in USC Title 42:

USC Title 42, Chapter 7, Subchapter II, SS 408 (a)(

(a) In general
Whoever—
( discloses, uses, or compels the disclosure of the social security number of any person in violation of the laws of the United States;

shall be guilty of a felony and upon conviction thereof shall be fined under title 18 or imprisoned for not more than five years, or both.