and we have it....REGULATED..
INSURED....EXCHANGE, i just got this message from circle,
Free insurance covering the full balance of customer funds in the unlikely event bitcoin is lost or stolen from a breach of digital or physical data storage at Circle.
Instant access to at least $100 in bitcoin. Snap a picture of your debit or credit card to link to your cards, or login to your online bank account to link your bank for free deposits and withdrawals.
download app today

damn i love how things are falling into place so fast.