Investment means giving the money to someone who uses it for their business and pays you back a dividend (and you normally get some kind of share that can be sold later). Think stocks.
"Save in bank" is actually a kind of investment. You give money to the bank, they use it for their business and give you a small interest (if at all) as dividend, and you can withdraw your money. With current interest rates, this is pretty boring, the only advantage compared to keeping money in a safe at home is that it's easier to do most types of payment, and that you don't need your own safe...
Buying precious metals is not an investment because those metals won't work with the money you paid for them. It's mostly speculation (you hope that you can sell it for a higher price) and safekeeping (real value of money can fall due to inflation, while precious metals will mostly retain their "real" value). But you need to consider storage fees.
To decide which is better you need to know what you consider "good".
Do you want to maximize your ROI? Do you want to store your wealth safely? Do you want to enable entrepreneurs to build their businesses?
Onkel Paul
I agree. I think what the reply supports is the idea that both can be done. Why do you have to choose when both can be an option, right? After all, there are so many ventures in the cryptocurrency market that can be done simultaneously. To further explain, saving could be done if you're into the passive way of earning profit. By buying some coins, whether it's bitcoin or altcoins, and holding them for future profit, that can be a good way, but you should invest in being patient because it may take months. On the one hand, investing is when you would use your assets for other people to use as capital to push their companies or businesses forward; I think that it's also a good way to earn, but it more extensive business knowledge because you really have to be critical in studying where you would like to put your money. As we all know, not every business succeeds, and thus, if you will just jump the gun and won't think about where you should better put your money, you might lose your investments.
