For someone who doesn't have any idea where and what to invest with, saving their money on the banks are just as safe path for them. They will always think no one can touch their money and that its value will always be as is. For someone like you who learned about BTC and some altcoins, investing to it is the best option.
I think saving and investing both are necessary for the process of earning money.Saving is done for future purposes incase we need money in any emergency situation then it is our savings that will help us.Investment is done to earn money in a shorter duration.Investment is also of two types,long term and short term.But investing is somewhatva risky process and it is worth risk taking.
Yes, you won't be panic when you have saving money can use for any case, but only have funds for investment, you can get many problems to have money for emergency situation. Beside that, maybe, you need to take loss to have money for these cases.