Bitcoin is much more complicated than fiat is.
I think it is the main reason why most people hav not tried bitcoin yet.
Bitcoin is not complicated if you spend some time in learning, what really bitcoin is ?? And the main that stopping people not to using bitcoin is that they don't know about bitcoin.
Yes, I also think that's the main reason for people not to use BTC on is they are not being familiar with Bitcoin more yet.. Once they become familiar with Bitcoin then they can use, I know it will be some difficult at beginning but believe me its fun and they will love it !
Yeah, you are right, the same problem was with me also, before when I was unaware with bitcoin, I did not preferred to adopt it, for me it was only credits or points and its conversion to money was looking as impossible, so I preferred to stay away from it.