I doubt that will happen anytime soon, By the current condition of the world that might happen in the future but not in the current year, even minor chances of taking some of the banks roles will be enough.
I totally is agree with you, bitcoin is unable to replace banks as banks function is not only transacting money from one person to another and not it work only for saving our money, but it has other functions also like it control our financial system of our businesses and of our state and organizations etc.
It seems that such ideas about replacing banks bitcoin, it's just an incredible effect. Just think, how can a currency substitute, organization or institution who conduct various operations with these currencies. Banks have been and will be.