I think the bank is not a problem for bitcoin nor a competitor that should be removed. I might say that the bank and bitcoin are two different things, bitcoin is a currency, in contrast to bank

Well banks and Bitcoin both have their own place in society and neither one can replace the other. Banks will be used as a way of storing and saving fiat money as well as getting a loan, and Bitcoin will be used as a method of storing large amounts of wealth that can be transferred fairly easily.

crowdfunding and peer to peer lending

this is what will kill banks

bitcoin will facilitate this, poeple won't loan barrow BTC, ( thats just crazy seeing how price swings are wild, and bitcoin is deflationary ), But they will use the BTC highway.

its going to take time, and more adoption, but it appears to already be happening

poeple are refinancing loans, by leveraging the "BTC highway"

check this out: https://btcjam.com/listings/55943-credit-card-refinancing

its a tiny market right now, but the idea is good, i think this can really work on a larger scale.

Nope. all people will need bank.
how important it is when one large people such as George Soros pull all their money out of the bank, the currency of a country could be faltering you know

Practically I do not see any difference between bank account and my bitcoin wallet. Not in quicker time, but slowly people will understand the truth and no need of traditional banking system while we are having bitcoin ecosystem to bank with.

Crypto hippies with their head in the clouds that don't know about finance, economics etc. That assertion relies on FIAT vanishing. As long as FIAT exists Banks will exist. Fiat is not going anywhere ! Maybe in 50 or a 100 years but now that is so far off it doesn't even matter. We might as well be talking about teleportation & flying cars. Many people don't even have a bank account.. or a Computer or cell phone. I hate to break it to you 1st world problem guys but the reality is much of the world is poor and will never ever have the reasonable means to use electronic devices that Bitcoin relies on. And there is no way a digital currency that relies on the Internet being up and powered with electricity 24/7 forever can replace REAL tangible hold in your hand currency. Banks exist to "handle" money ..real money ! REAL Money is not going anywhere. You people are delusional cheerleaders.

Apparently Bitcoin can make banks appear!  Insured banks nonetheless
NB Caution - seems like a scam.  A normal bank lends out the money it has on deposit which might even come back to the bank as a deposit to be lent out again... and again and again (fractional-reserve banking).  In effect they are creating the money supply - this is not possible with Bitcoin as it has a finite supply and is limited to 25 new coins every 10 minutes (at least until July).  You can't simply print up new Bitcoins to feed such a system.  A Bitcoin bank (in the traditional sense) is not a sustainable entity.

 That being said, traditional banks are not going to disappear.  They are needed to increase the money supply; at least until the entire monetary system is revamped.  The Bitcoin movement is not organized enough or large enough to accomplish that.  It is a wonderful niche however.

Well, that could only happens if Fiat money is gone completely.

That is almost impossible.

I dont think that it can happen. Many people doesnt even know what Bitcoin is.
And people need some normal banks too. They dont know the online wallets.