nope - bitcoin cannot still do credit issuance and lending - you can't go to bitcoin to apply for a mortgage... banks will not go away on this basis alone (they may take bitcoin and allow users to hold wallets of bitcoin, but they aren't going to be outright replaced by bitcoin as bitcoin is irreversible).... anyone else not wise to see this is allowing their ignorance to show.
Bank manages real money or fiat while bitcoin will help facilitate for the transaction, it's one of the payment tools that could
be the best of all as it is getting more popular but will never replace the current system.
We are living in a world where there is a government who controls it and it will continue to remain, we are "centralized".
