Banks will never disappear.
They are one of the essential things in capitalism.
Crypto Currencys are revolutionary, but not in how they are distributed, only in how they are able to be used.
The Bitcoin for example makes things easier as we have ever dreamed of 20 years ago, but it does not change the way our financial economy is running.
Banks will adapt BTC as soon as the price normalizes and the demand is higher due to more popularity.
One will open up a store in your local area giving you loans of BTC as more and more people are likely to get them Coins.
You can keep the BTC in your personal wallet, but what if i tell you, that i will give you 4% interest p.a. if you just put your BTC in my hands?
You can look at your actual balance anytime as i show it to you in your bank-account and you can use it as yours..but in the time you do not use it, i will lend it as a loan to others and keep showing you that your BTC are still there. Thats how banks work and i see no reason why BTC would change this.
Now thats not profitable and too risky for existing banks..but it will be as bitcoin succeeds in growing.
It will not replace fiat money..but it will be treated like any other currency.
I do believe in Bitcoin and i would love to see it become more usable.
Like buying things from around the world without paying high fees.
