I proposed an offer for the collateral part, there is no reason to be rude about it.Unless you just want to increase your eligible post count for some campaign.
Just to inform you buddy, you're quite a bit right on how condoras states his opinion but he has a point and this is considered to be valid for he is the lender. And just for you to know he's one of the big guys here who has a lot of transactions when it comes to lending. And his not actually spamming his own thread by simply denying some.applications. In fact as far as I can perceived, the funds that he is gaining from bitblender is just being used to add some funds on his lending activities to make it continuously running.
I have been lectured by him in the past too, for getting a loan without a collateral, but I didn't take it personally, for I know he is also concern for his fellow lenders, there are about a number of scams lately and we can't blame them for being strict when it comes to collateral. You will soon be able to understand if you're just being active here.
Building your profile might help you get a loan. Earn their trust, I can't tell you how but its on you on how can you make that possible.
Pardon me condoras for trespassing on your thread.

Just giving my 2 cents. Nothing personal, and am not affiliated nor connected with condoras.