I bought into this b/c of the hype but wish I had just kept my eth. The more and more I think about this card, it makes zero sense. All Erc20 tokens are pretty much being used as speculation/investment vehicles at this point. It'll be 10 years before most of this tech is integrated into our daily lives. I dont see a reason why anyone would want to spend any of their tokens at this point, especially with the wild fluctuations. If there was a real market for this, then stock brokerages would have made something like this a decade ago. It's akin to etrade offering a card that automatically sells some of your stock holdings and then charging you a fee to do so. The tokens collecting value from transactions sounds good in theory, however in reality I can't see anyone using this card.
Well currently you have to make 2 trades, 1-2 crypto transfers and a bank transfer to convert an ERC20 token to fiat. All of which takes time and costs money.
With the card you can do it instantly.
All Erc20 tokens are pretty much being used as speculation/investment vehicles at this point.
This could be applied to all crypto coins and tokens but people still use them for payments.