Great advice, RJF. You have been around in our industry for a long time and have literally seen it all.

That said, I have these to add:

A major price correction after a huge run up is not a surprise. I am, however, very concern about the cumulative effect of many self-inflicted wounds caused by bad actors, as well as the reckless disregard of sound investment practices, and the recognition of existing legal and regulatory frameworks. The ICO gone wild craze will cost the industry dearly, as reflected in the increasing number of law enforcement actions. There is also the fear that Tether (USDT) may not have lived up to its claim of a 1:1 reserve.

There is no good advice for those who are already 100% invested. This industry has been behaving very differently, as I  mentioned in a recent article – with a casino gambling mentality:  https://dcebrief.com/bursting-bubbles-with-falling-knives-have-we-created-a-global-casino/

If I must guess, I would bet that we have yet to see the bottom. But who knows for sure.

For those who are just getting started, it is important to do your home. Traditional VCs place high value on the team and their track records that are proven and verifiable. Those are good guiding principles.

DNotes will be celebrating its 4th anniversary on February 18th. We have been totally committed to our vision of building a trusted digital currency accessible to everyone worldwide. It has been a very consistent message of inclusiveness for the benefits of everyone as we strive to gain mass acceptance of DNotes in global commerce.

It is our belief that to be the innovator and technology leader we must keep the needs of our stakeholders, consumers, and society in mind. We must be purposeful in our missions utilizing our expanding ecosystems to educate the general population, create innovative products and services, and respect existing laws that are applicable to our industry.

With that in mind, the current industry turmoil could benefit DNotes over the long-term. 

I've gotten zinged some by the current market downturn. The part that really annoys me is the way in which the entire asset class moves in sync (mostly, there are a few exceptions here and there). If Bitcoin falls, so does everything else. If Bitcoin rises, ditto. It's lovely when Bitcoin is on the rise because often, the alts you hold will rise even higher, and then your gains can be exponential. But then when Bitcoin drops, and everything else with it, it's like the rapidly shrinking net worth. It's very difficult to work with, especially if you happen to need some cash during the contracting phase.

A coin that can continue to hold steady or even rise while the rest of the crypto asset class is falling would get attention, especially if it managed to do that more than once.

I'm pretty happy to have coins that don't fall *as much,* such as DMD Diamond. But will DNotes be the coin that stands on its own and even rises when there's blood in the streets? I think it has a pretty decent chance.

Thank you, Brandon. I consider it a privilege to have gained such rich experience in this rough-tough world of business and now able to share with others so that they too can benefit from greater business success. This is something I am very passionate about and trust that it will also contribute to the overall success of DNotes as well. It is less of a hard work when one loves what he does. Not an easy thing to keep up but I am loving it.

Don't forget, we have some exciting dates coming up:

February 18, 2018 - DNotes 4th Birthday.

March 18, 2018 - DNotes 2.0 Target Launch date

As Joe reported earlier, we are extremely pleased with the progress our team has been making in partnership with Geneca. We are even more confident today, than we have ever been, that DNotes will be a technology leader in our industry. We are looking forward to a very exciting year.

So is there any progress or release date expected for the Dnotes 2.0?

Using a credit card to regularly buy Bitcoin or to buy large amounts of it that you can't afford, is never a good idea. But I couldn't let this pass by without comment.

"With Bitcoin’s price down by more than 50% from its December highs, banks and other credit card issuers have become increasingly concerned about the potential losses they may incur if borrowers are unable to pay those balances."

Down 50% - That's not bad, because most things you buy on a credit card are worth nothing after.