Well, this shutting down business could've happen to Monaco as well, is not enyone's fault that WaveCrest were shut down by VISA, in fact big names are affected by this, such as BitPay and others! But, then again, is true Monaco scored big this time and is adopted more and more over its competitors

I disagree. WaveCrest was issuing cards cross-border, which is against policy. This company was making something complex too simple. If Monaco knew to stay clear of WaveCrest, so could these others. They didn't properly plan, didn't do adequate due diligence, and more importantly all swarmed around the same provider.
Those companies went for a market and cash grab with little or no consideration for their customers. Had they cared, they would have _at least_ had a crisis response plan in place.
It's sad to say, but the majority of Crypto startups (like "regular" startups, really) are incompetently run.