It's simple if you think crypto market will rise it's not that important to invest into the best projects it's also enough to spread your investment and if you catch one needle in the haystack with x10-x100 you will have profit.

In Japan people trading only Bitcoin, as I know. They dont trading altcoins.
So Korea - more attractive market now, I think

Really? I can't imagine PayPie is unique with blockchain accounting. It's such an obvious application of the blockchain. If it's really true, they get the first-mover advantage.

Fizcal is another project that deals with blockchain accounting. But they are focussing solely on accounting (afaik) whereas Paypie has further features like credit risk assessment + invoice marketplace.

For such popular and strong projects as paypie, it would be nice to have a whitelist or an individual cap like in icon so everyone can participate

It's a big possibility.

But sometimes some whales come in and get everything in 10 seconds. I hope we can participate paypie but, you never know.

Big investors would want a big piece it's for certain.

You are exaggerating. One whale won't buy all tokens because that will be too expensive and whales are always trying to diversify investments

Pre-Sale      400,000,000 ENJ      40.00%      If all pre sale tokens get sold at the highest bonus 45% then there will be a total of 580,000,000 million ENJ tokens sold.
Crowdsale      400,000,000 ENJ      40.00%      If the presale sells out in full at the highest bonus level 45% there would only be 220,000,000 tokens available in the public sale.
Reserve      100,000,000 ENJ      10.00%      To incentivize community, beta testers, marketing and strategic partners.
Team and Advisors      100,000,000 ENJ      10.00%      

PayPie solves the problems of fraud and inconsistencies which exist in isolated accounting systems by allowing for live analysis of financial statements on the Ethereum blockchain, which is intended to facilitate the determination of credit risk in lending operations. This analysis will be done using a single ledger approach and will consider the all-time historical financial information of participating businesses to safeguard and transform the way credit risk is assessed by lenders, investors, banks and other financial institutions while building an entire blockchain-backed ecosystem.